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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
What is D-1 Disclosure Form in Insurance
Seeing the words “not licensed”, “insolvency” and “payment of claims may not be guaranteed” on an insurance policy can, understandably, cause concern…Read more →Liability Gaps with K-12 Schools Student Accident Coverage
While more than 1.35 million kids suffer a sport-related injury that requires emergency room treatment each year, at an estimated cost of…Read more →Cyber Coverage for Bank Assessments: What Merchants Need to Know
Coverage under a cyber liability insurance policy with respect to assessments levied on behalf of a financial institution or payment processing entity…Read more →Winter Driving Tips
Going to Tahoe for a weekend? Read these 10 winter driving tips and have a safe journey: 1. Winterize your vehicle – Check…Read more →Prepare for El Niño
With peaking El Niño conditions, weather experts are predicting heavier than normal amounts of precipitation for many areas of the Southwestern U.S.…Read more →How to Soften the Insured vs. Insured Exclusion in Your D&O Policy
Insured vs. Insured Exclusion Directors’ and Officers’ Liability Insurance (“D&O”) policies are, according to most carriers who underwrite the coverage, primarily intended…Read more →
Insurance for Apartments
California recently passed legislation that prohibits insurance carriers from considering level or source of income of residential-tenants in the underwriting evaluation of apartment…Read more →Prepare RV for Winter to Prevent Claims in Spring
If you have made the decision to end your camping season for the winter, you’ll need to perform some routine preventative maintenance on…Read more →Law Enforcement Liability Solutions for Cities and Counties
With their police personnel protecting the public, local cities and counties need to effectively manage risks associated with law enforcement activity. As…Read more →Video: Insurance for home based business
There are two ways to provide more property and liability insurance for your in-home business. The right choice will depend on the…Read more →Professional Lines and TRIA: Surprising Coverage Triggers
Terrorism Insurance Coverage Triggers London Insurance MarketplaceWith the recent renewal of the Terrorism Risk Insurance Act (TRIA), it seemed like a good…Read more →‘Right to Repair’ Statutes: the Fix to Construction Defect Litigation
“Right to Repair” In the United States More than thirty states have enacted legislation that requires homeowners to notify builders of claimed…Read more →Make insurance the easiest thing on your to-do list.
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