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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Commerical Auto · Sep 9, 2016

Fleet Safety Program

For organizations that operate vehicle fleets, it’s important to have a formal, effective safety program. It establishes the policies and procedures that…Read more →
Business Owners Package Policy · Jul 13, 2016

Video: Liability Insurance to Sell on Amazon FBA

In this video a licensed CA attorney Diana Motseniat will review Amazon.com insurance requirements for “Fulfilled by Amazon” sellers. To get your…Read more →
Video · Jul 5, 2016

Video: Who is Covered and What is Provided by Workers Compensation Insurance

In this video a licensed CA attorney Diana Motseniat is talking about workers compensation insurance coverage, benefits, premium, discounts and experience modification.…Read more →
Product Liability Insurance · Jun 22, 2016

Ingredient Manufacturers and Their Product Recall Risk

[highlight type=”light”]The following is a theoretical scenario.[/highlight] USA Sugar is a processor of sugar. They bring refined sugar into their production plant,…Read more →
Business Owners Package Policy · Jun 16, 2016

Potential Exposures for Construction Owners ​​​​​​​​​​​​​

As always with construction projects, it is important that owners of new developments understand insurance coverage to ensure that there is adequate…Read more →
Directors and Officers · May 4, 2016

Directors and Officers Liability (D&O)

Directors and Officers Liability (D&O) is often confusing for buyers and insurance brokers alike. The marketplace is characterized by a large number…Read more →
California · May 2, 2016

Spring Tune-up for Parks

It’s time for a spring tune-up of your park. With the return of spring and warmer weather in many parts of the…Read more →
Paperless World · Apr 22, 2016

Celebrate Earth Day with Paperless Insurance

Even if you haven’t made a mistake, defending a lawsuit could be a big cost for your small business. Whether it’s a…Read more →
Business Owners Package Policy · Apr 18, 2016

Optometrist and Optician Equipment Price Guide for Insurance

Setting up or upgrading an optometry office requires knowing the replacement costs of essential equipment. From exam room tools to retail fixtures,…Read more →
Building · Mar 16, 2016

8 Key Considerations for a Builder’s Risk Policy ​​​​​​​​​​​​​​​

As owner of the new manufacturing facility building project, Thyme Manufacturing Co, Inc. has recently hired the project’s general contractor – Perkins…Read more →
Travelers Insurance Company · Mar 1, 2016

Creating a Safety and Wellness Culture in Your Company

Beyond attracting and hiring qualified job candidates and onboarding and training staff into an organization, there are many steps that employers can…Read more →
Business Owners Package Policy · Mar 1, 2016

How to Onboard and Train Employees into a Safety Culture

Once you attract and hire qualified job candidates to your open positions, having an onboarding and training process can help employees work…Read more →

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