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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Product Liability Insurance · Jul 24, 2017

Products Liability Coverage from Paperless Insurance

In December of 2016, a furniture chain agreed to pay $50 million to settle a lawsuit after its dressers tipped and fatally…Read more →
Business Owners Package Policy · Jul 17, 2017

Why You Need Business Insurance

At 10:30 on a Sunday evening, Steve Lapenta’s phone rang. An employee of Lapenta’s small natural foods business, The Bridge in Middletown,…Read more →
Personal Auto · Jun 17, 2017

Insurance for High-Value Auto

Looking for a superior coverage for exotic, collector and high-value autos. Most standard auto carriers will not write coverage for autos valued…Read more →
Coverage · Jun 15, 2017

Motorcycle Insurance Discounts

Start saving on Motorcycle Insurance Now! Get a Motorcycle Insurance Quote now: https://www.paperless-insurance.com/motorcycle-insurance-quote/ Motorcycle Safety Course Discount: 5% This discount is applied…Read more →
workers compensation · Jun 10, 2017

Workers Compensation Deadlines – All 50 States

If you have been injured at work, you need to be aware of the deadlines that apply to workers compensation claims in…Read more →
workers compensation · Jun 1, 2017

Prevent Slip-and-Fall Accidents from Tripping Up Your Business

Slip-and-fall accidents can hurt customers, cause big headaches for you and even land you in court. Customer slip-and-fall incidents account for about…Read more →
Business Owners Package Policy · Mar 31, 2017

5 Things You Need To Know About the Home Office Deduction

Let’s talk about the home office deduction. People ask me about it all the time. “Can I take it?” “Do I qualify?” “Will it increase my…Read more →
Cyber Liability · Mar 27, 2017

Cyber Liability and D&O

One click is all it takes to order goods, exchange payment, and have the items shipped and delivered to a doorstep within…Read more →
Property · Mar 15, 2017

What You Need to Know Before You Lease Commercial Property for Your Small Business

Renting space for your small business involves more than finding the perfect location at a price you can afford. Why? You’ll also…Read more →
Pollution Liability · Feb 21, 2017

Transportation Pollution Liability

Overview When a cement truck turns over and pollutes a stream, how is that exposure addressed on your insurance policy? If a…Read more →
Business Owners Package Policy · Feb 16, 2017

Vacant and Rental Property Insurance

Business investors, landlords, and owners of the residential and commercial property have vacant and rental structures for different reasons, including but not…Read more →
Homeowners · Feb 13, 2017

Quick Release Bars and Insurance

Burglar bars, also known as security or window bars, can be found on any type of structure – single-family home, apartment building,…Read more →

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