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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

tips · Dec 8, 2017

Furnace Safety Tips

Clean Or Change Furnace Filters Regularly. Replace disposable filters. Wash, brush or vacuum permanent filters. Check The Exhaust Vent From The Furnace.…Read more →
CGL Commercial General Liability · Nov 14, 2017

American Institute of Architects 2017 Insurance Requirements – An Introduction

In early 2017, the American Institute of Architects (“AIA”) introduced its 2017 updates to its form construction contract documents, including a new…Read more →
Property Insurance Coverage · Nov 1, 2017

Why Your Employees’ Driving Record Can Be a Reflection on Your Company

You’ve seen it before – a good employee makes a horrible decision in his or her personal vehicle. What are the implications…Read more →
workers compensation · Oct 13, 2017

6 Great HR Apps for Small Business That You’ve Never Heard Of… 

Hiring, firing, delegating, supervising – these are challenges faced by every business owner as a business expands. People are a company’s most…Read more →
Property Insurance Coverage · Sep 29, 2017

Co-insurance in Commercial Property Insurance Explained

While policyholders should strive to provide the insurer with complete and accurate values for buildings and business personal property that are the…Read more →
Personal Auto · Sep 27, 2017

Child Passenger Safety Requirements by State

ALABAMA Children ages 6 until 15 are required to wear a seat belt in all seats. Booster seats or child safety seats…Read more →
Earthquake · Sep 11, 2017

Step-by-Step Hurricane Preparation

What actions should property owners in the predicted path of the storm take to prepare? The Federal Emergency Management Agency (FEMA) provides invaluable…Read more →
Cyber Liability · Aug 26, 2017

Is Your Website Compliant with ADA

In 1990, the Americans with Disabilities Act (ADA) was signed into law to give disabled people the same access to American life…Read more →
Business Owners Package Policy · Aug 25, 2017

How to Soften the Risk of Your Home Based Business Being Robbed

Home robberies can be devastating, even more so for people who run a home business. While the average loss during a burglary…Read more →
Building · Aug 22, 2017

Securing vacant properties checklist

Vacant properties face endless security risks, including vandalism and theft, fire hazard, visitor safety and more. Whether you own or manage commercial…Read more →
Business Owners Package Policy · Aug 16, 2017

Landlord & Tenants and Waiver of Subrogation

Mitch, aka “the coffee man,” has owned and operated his coffee shop for almost a decade. His shop is located on Market…Read more →
Pet Insurance · Jul 24, 2017

Insurance Coverage for Pet Care Services

We understand the unique needs of pet care services industry, which is reflected in the customized coverages our markets provide, such as:…Read more →

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