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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
Insurance for Educational Institutions
For almost 15 years, Paperless Insurance Services agency has offered exceptional and cost-effective insurance solutions for educational institutions. We specialize in Higher…Read more →Contractors Pollution Liability Insurance
Just about all types of contractors have environmental exposure. From a roofing contractor to an electrical contractor and everything in between, there…Read more →Preventing Child Sexual Abuse in Your Organization
UPDATE 03/08/2022: as of now we can only offer abuse and molestation coverage for the following professions and services: Vocal Coach, Tutor, Computer…Read more →Infographics: Market Value vs. Replacement Cost
Don’t overpay for your insurance. Using industry grade professional rating tools we can help you to calculate the replacement cost (RC) of…Read more →Four Key Additional Insured Endorsements for Contractors
Contracts record specific promises agreed to between parties. At best, contract negotiations can be time-consuming, complicated and frustrating. Construction contracts are no…Read more →DMV Reporting – what’s new
As of September 2018, 37 states require carriers to report coverage on vehicles they cover to departments of motor vehicles. Many states…Read more →Claims Reporting: Better Late than Never?
A common in the claim process is the late reporting of claims. There are many reasons for missing a reporting deadline; however,…Read more →Tax Recapture Insurance Policy
Each calendar year, the Internal Revenue Service (IRS) makes modifications and amendments to the tax code, but through each iteration, the Low-Income…Read more →Lowering the Risk of Sexual Harassment in Your Organization
Allegations of sexual harassment have made headlines across virtually all areas of society: churches, entertainment, politics, businesses, non-profits, sports, and education. In…Read more →6 Questions to Ask Before You Buy into the Next Big Tech Thing for Your Small Business
In the small tech world, it seems like there’s always some software, hardware, service, or gadget that is claiming to be The…Read more →How product liability claims are handled
In this 1 min 54 sec video licensed USA – California attorney and insurance agent Diana Motseniat will will review the how…Read more →How much does it cost to get product liability insurance
In this 2 min 15 sec video licensed USA – California attorney and insurance agent Diana Motseniat will discuss the cost of…Read more →Make insurance the easiest thing on your to-do list.
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