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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Homeowners · Feb 9, 2022

Protect Your Special Gifts and Most Treasured Possessions

The most valuable possession that you own is probably your home. It’s also one of the most vulnerable. Weather accidents, floods and property…Read more →
Homeowners · Feb 1, 2022

Marital Status and Personal Insurance

Your particular insurance needs depend, in part, on who you live with and your relationship to them. Most changes to your relationship…Read more →
CGL Commercial General Liability · Jan 27, 2022

Protecting Against Slips, Trips and Falls During Winter

While slip, trip and fall hazards are present year-round, there is an increased potential for them in the winter months due to…Read more →
Sexual Abuse and Molestation · Jan 20, 2022

How Abuse and Molestation Exclusions Impact Insurance Coverage

Because the term "abuse" is open to interpretation, alleged acts of abuse can happen to anyone, anywhere, creating risk exposures for all…Read more →
Small Business · Jan 17, 2022

How to Start a Small Online Business

Starting a small online business doesn't need to be hard. Here are 6 easy steps to start a small business. Let us…Read more →
Business Life Insurance · Dec 29, 2021

Top Businesses To Start In 2022

As you contemplate the year ahead, have you been thinking about starting your own small business? When it comes to great business…Read more →
Small Business Insurance · Nov 29, 2021

What is a DBA and Should You File for One

There’s much more to know about DBAs — after all, every state has its unique rules and requirements. Do some research online…Read more →
Oct 19, 2021

Commercial General Liability Exclusions j. (5) and j. (6) Are Not the Same

Denial of Commercial General Liability Coverage (CGL) coverage for certain types of property damage claims made against contractors or other repair or…Read more →
Claims · Oct 1, 2021

Claims Checklist for Severe Weather Damage

You know that severe weather can be unpredictable and strike at any time, so you have disaster insurance in place to help…Read more →
Commerical Auto · Aug 26, 2021

Distracted Driving and Insurance Premium

Most drivers are aware of the dangers of driving while distracted. However, something that many drivers do not realize is that in addition…Read more →
Commerical Auto · Aug 16, 2021

Catalytic Converter and Insurance

First of all, both your personal auto insurance and business auto insurance cover the damage to your autos with a theft of…Read more →
Business Owners Package Policy · Jul 20, 2021

How To Sell Products Online: A Small (Or Aspiring) Business Owner’s Guide

Online marketplaces not only help sellers reach a wider audience of potential buyers, but they also offer a year-round sales venue beyond…Read more →

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