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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Professional Liability / E&O · Jan 18, 2023

All You Need to Know About Professional Liability Insurance

In this article, we will examine the complexities of miscellaneous professional liability policies and placements and how to obtain better coverages by…Read more →
Home Business · Dec 7, 2022

Prep Your Home Before a Vacation

Before COVID, US residents took an average of 1.9 billion trips for leisure per year. If you’ve traveled, you probably already know…Read more →
Additional Insured · Nov 21, 2022

Additional Insured Form Comparison

See revised and updated version of this post here: https://www.paperless-insurance.com/additional-insured-form-comparison-2/ – revised on August 12, 2024. CG 20 10 (Edition 11/85): Ties Additional Insured…Read more →
Homeowners · Oct 25, 2022

Landlords and Habitability Claims

In parts of the U.S., the housing market remains locked in a perpetual impasse between high demand and low inventory of affordable…Read more →
Commerical Auto · Sep 8, 2022

10 Most Common Auto Insurance Claims and How to Avoid Them

If you can avoid auto claims, it will save you big time on your insurance costs. The rate you pay is based,…Read more →
Personal Auto · Jul 7, 2022

Guide on Buying Collector Car

You’re in the market for a collector car? Congratulations! Most new buyers can’t wait to run out and make a purchase, whether it’s…Read more →
Homeowners · Jun 16, 2022

Difference in Landlord Insurance vs. Homeowners Insurance

There are several key differences in the coverage provided by landlord insurance and homeowners insurance. We will help you choose which coverage…Read more →
Travel Insurance · Jun 9, 2022

Traveling? You Might be Covered by Your Insurance

Before leaving for a vacation, call your insurance company to learn more about whether — and to what extent — you'd be…Read more →
May 31, 2022

Why Business Needs Bond

Getting the proper insurance coverage and licenses is just a start. To run a successful business, you’ll also likely need the right…Read more →
Apr 27, 2022

Get Your Boat Ready for Summer Sailing

Before you set off on the lake, river or ocean this season, it’s crucial to make sure your boat is in ship…Read more →
D&O · Mar 23, 2022

D&O Policy Pricing

While the Directors and Officers (D&O) insurance market for Initial Public Offerings (IPO) and Special Purpose Acquisition Companies (SPAC)  remains challenging in both pricing…Read more →
Mar 8, 2022

Credit Card Incident Response Policy Template

To address credit cardholder security, the major card brands (Visa, MasterCard, Discover, and American Express) jointly established the PCI Security Standards Council…Read more →

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