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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

EPLI · Jul 20, 2021

Explaining Employers Liability Exclusion

Even when you follow all the necessary safety guidelines and precautions, accidents and worker injuries can happen on a construction jobsite. And…Read more →
Jul 4, 2021

Happy Birthday, America!

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CGL Commercial General Liability · Jun 29, 2021

Do I Need Liability Insurance for My Business If Customers Sign a Waiver?

This original post was published on 6/29/2021 and fully updated on 3/5/2024. Many business owners ask themselves do I need liability insurance…Read more →
CGL Commercial General Liability · Jun 21, 2021

Insurance for Manufacturers – 4 Common Claims

There are hundreds of thousand of small, medium and large manufacturing facilities operating in the United States today, and each one of…Read more →
May 24, 2021

How to Find the Right Auto Shop

The first rule of finding a good auto-service shop is to ask around and search online. If you’ve got people saying, ‘I’ve…Read more →
May 19, 2021

Protecting Auto Dealer’s Shrinking Inventories During Hail Season

Hail can fall just about anywhere, at any time throughout our country – although it is more prominent in “Hail Alley,” where Colorado,…Read more →
May 13, 2021

How to apply for the Restaurant Revitalization Fund

The Small Business Administration is accepting applications now. Your business could be eligible for up to $10 million in grant funding. As…Read more →
May 12, 2021

Standard Flood Insurance Limitations

With the official start of the 2021 hurricane season rapidly approaching, flood insurance inquiries are surging in a red-hot real estate market.…Read more →
Apr 30, 2021

What’s New with Employment Practices Liability

For the past 30 years, employment practices liability has tracked closely with changing social trends. Today, an employer’s risk of allegations by…Read more →
Apr 8, 2021

10 Surprising Things That Affect Your Home Insurance

Every homeowner hopes to never have to file a home insurance claim, but accidents do happen, and some factors increase the likelihood…Read more →
Small Business Insurance · Mar 1, 2021

Independent Contractors – you need to know

Whether you’re self-employed or a business that’s looking to hire workers for projects, it’s important to understand who counts as an independent…Read more →
Personal Auto · Feb 9, 2021

Auto Insurance Score Explained

An insurance score is a score calculated from information on your credit report. Your credit information can be very predictive of future…Read more →

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