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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

paperless advise · Jan 26, 2012

Risk of Injury with Tablet Computers

Remember the story about the carpal tunnel syndrome? Now all workers compensation insurance applications ask whether the workstations are designed ergonomically. The…Read more →
Bad Insurance News · Jan 26, 2012

Travelers Business Insurance Price Up 10%

Travelers Companies Inc.’s business insurance had renewal premium rate gains of 8% for the 4th quarter 2011 and 10% for December, said…Read more →
D&O · Jan 12, 2012

D&O Liability for Non-Profits

Did you know that Paperless Insurance offers Directors’ & Officers’ Liability coverage for Nonprofit Organizations? Designed specifically to meet the unique needs…Read more →
California · Jan 10, 2012

California Department of Insurance Hotline

Whether you are not satisfied with how your policy was rated, claim paid or there were marketing or underwriting issues, and you…Read more →
EPLI · Dec 15, 2011

Preventing Employee Fraud

Insurance journal has a good article written by a vice president, management liability/fidelity, at Liberty International Underwriters in New York Melissa Schwartz. The…Read more →
Data Breach · Dec 15, 2011

Texting is New Calling

According to the data released by  Nielsen, the cell phone’s primary purpose of making calls is no longer valid with teens. The voice usage…Read more →
Coverage · Dec 9, 2011

Enhanced Contractors Pollution Liability Package

One of our insurance markets has upgraded its contractors pollution liability package for artisan, trade and general contractors with new forms. The…Read more →
paperless advise · Dec 9, 2011

Overpaid Workers Comp. Benefits Can’t be Recovered Back

Any business owners with employees must have workers comp. insurance. Workers comp. insurance premium is based on a few factors: 1. Employees’…Read more →
Cyber Liability · Dec 7, 2011

How to Compete for Clients with Large Retailers / eTailers

The fact: the chance are slim to none that any local retail store will ever “beat” the large retailer or etailer, like…Read more →
Insurance claim or case example · Nov 21, 2011

Turn Flash mob Fun into Holiday Crime

Flash mob — a group organized through social media to suddenly assemble in a public place. This holiday season retailers should be…Read more →
Coverage · Nov 15, 2011

CONTRACTS: TURN PAIN TO GAIN

Use contracts to effectively manage working relationships and protect your business interests. If hearing the word “contracts” makes you groan, you’re not…Read more →
Claims · Oct 19, 2011

Top Five Mistakes Drivers Make

For many drivers, getting behind the wheel is second nature, so it’s easy to make errors without realizing it. However, these errors…Read more →

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