An employer cannot compel a workers compensation claimant to undergo a second independent medical evaluation, a Tennessee Supreme Court Special Workers’ Compensation Appeals Panel ruled Tuesday. The finding in Sterling Edward Hubbard vs. Sherman-Dixie Concrete Industries Inc. upholds a trial court ruling that awarded the truck driver workers comp benefits.
For many drivers, getting behind the wheel is second nature, so it’s easy to make errors without realizing it. However, these errors can lead to serious accidents. Keep yourself and others safe on the road by avoiding these mistakes: 1. Tailgating Leave a three-second cushion between you and the vehicle in front of you. Leave even more time when road conditions are bad or when you’re travelling at higher speeds. 2. Stopping Instead of Yielding Accidents can happen when drivers stop at a yield sign. “Yield” simply means to slow down and let the traffic on the road you are… Read More »Top Five Mistakes Drivers Make
If you are shopping for your business auto insurance consider getting quote from Hartford. With a broad form auto endorsement you are getting: Coverage Who Benefits Most Claim Scenario Loan Gap Coverage – When a financed vehicle is declared a total loss and your insured’s outstanding loan balance is greater than the actual cost value of the vehicle, The Hartford will pay the difference between the outstanding loan balance and the actual cash value of the vehicle. This is a new coverage! Any small business owner that finances company vehicles Like many small business owners, Jane financed the Ford F350 truck… Read More »Broad Form Auto Endorsement
In general, oral or written publication, in any manner, of material that violates a person’s right of privacy would be considered as a personal injury. However, your credit card slip may show a few digits of the credit card you use for the transaction and such would NOT be considered as a personal injury, because the word “publication” would not apply to this example. Other examples of personal injury: libel and slander, publishing / disclosing personal related information (health records, financial, etc) to a public domain without prior approval, false arrest and trespassing. Always consult with your insurance policy for a proper understanding on… Read More »Personal Injury Insurance Coverage and Credit Cards
Five Steps to Take After an Accident If you’re ever in an accident, it’s easy to forget what to do right away. Follow these five steps to ensure the safety of you, your passengers and everyone else involved: 1. Call the Police. Even for small accidents, call 911. Police will help redirect traffic and document the incident. 2. Avoid Additional Damage. Move your car from the roadway as soon as possible to prevent additional collisions. 3. Get the Right Information for the Insurance Process. You’ll need the other driver’s name, license, phone number, insurance information and license plate number. 4. Document the Accident. From… Read More »What to do After Car Accident
Desperate Housewives is about to enter its 8th season. While we wait for the last broadcast of this show, interesting development has caught our attention. Each season we, appreciative audience, witness storms of passion, violent behavior, cheating spouses and multiple murders within Visteria Lane neighborhood. Ever wonder what happens to the characters killed in the show? Edie Britt, embodied by actress Nicollette Sheridan was killed at the end of season 5, yet she is about to rise from dead. According to Insurance Journal “actress says she was wrongfully fired for complaining that “Housewives” creator and executive producer Marc Cherry struck her during a… Read More »Wrongful Termination of Desperate Housewife
Employers cannot pass their workers compensation premium expenses on to employees, Massachusetts’ Supreme Court ruled Wednesday, Aug 31, 2011. The ruling in Pius Awuah et al. vs. Coverall North America Inc. followed a federal judge’s finding that Coverall misclassified actual employees as independent contractors. The judge then posed several questions to Massachusetts’ Supreme Court. Among other matters, he asked the state high court to determine whether state law allows an employer and an employee to agree that the employee will pay workers comp insurance costs. According to court records, Coverall entered into franchise agreements with individuals to provide commercial janitorial… Read More »Can Employer Pass Workers Comp. Cost to Employees?
Willis Group Holdings has developed a new insurance product to cover business interruption costs for companies with key locations, suppliers or customers situated in the vicinity of a nuclear power station. The coverage would apply should they be forced to suspend operations in the event the plant’s safety is compromised and an exclusion zone is implemented to contain the damage. The cover was developed by Willis Global Markets International (GMI), a division of Willis Limited, as a response to the earthquake and tsunami that struck Japan in March and triggered a meltdown at the Fukushima nuclear power plant. The consequent radiation leak saw the… Read More »Coverage for Nuclear Exclusion Risk
Even if it’s the first product liability suit you’ve heard of in your 20 years at the company, it is nevertheless the product liability suit. And there will be a lot of expense associated with representation and settlement.
Your product must fit its purpo
As businesses in England begin to seek insurance coverage for revenue lost as a result of recent rioting, business owners and executives elsewhere might wonder how their business interruption coverage would respond to a sudden outbreak of a riot. Most admitted insurance companies do offer business interruption coverage built into their commercial property policies that would respond to riot-related losses. Beyond income lost as a result of direct property damage, commercial property insurance also covers income lost due to restricted access to the property. In some cases, the coverage will pay employee wages in the event of a business interruption.… Read More »Are Riots Covered on my Business Insurance Policy?