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What to do After Car Accident

Five Steps to Take After an Accident If you’re ever in an accident, it’s easy to forget what to do right away. Follow these five steps to ensure the safety of you, your passengers and everyone else involved: 1. Call the Police. Even for small accidents, call 911. Police will help redirect traffic and document the incident. 2. Avoid Additional Damage. Move your car from the roadway as soon as possible to prevent additional collisions. 3. Get the Right Information for the Insurance Process. You’ll need the other driver’s name, license, phone number, insurance information and license plate number. 4. Document the Accident. From… Read More »What to do After Car Accident

Car Dealer Title Washing Scheme

A federal jury in Texas has convicted a car dealer from Rowlett for ‘title washing,’ a fraudulent process through which a vehicle’s title is corruptly altered to conceal information that should normally be contained on the title, such as a previous salvaged title or a financial lienholder. Instant insurance quotes for car dealers A vehicle that has a ‘certificate of destruction,’ ‘non-repairable’ history or ‘parts only’ history can only be utilized for parts or scrap metal, and can never receive a clean title. U.S. Attorney John E. Murphy announced that 49-year-old car dealer Jerry Edward Weaver was found guilty for… Read More »Car Dealer Title Washing Scheme

Insurance for building

Travelers offers affordable protection for Building Owners. In addition to our Core coverages Building Owners Endorsement a valuable addition to any Building Owners Policy is offered.  With the addition Building Owners Endorsement you receive the following protection: • Debris Removal: Increased to $50,000 • Lessor’s Leasehold Interest Coverage: Up to $25,000 • Tenant Move Back Expense:  Increased to $100,000 per premises/$250,000 in any on occurrence • Utility Services Direct Damage: Up to $10,000 • Ordinance or Law: Increased to $100,000 per premises/$250,000 in any one occurrence • Ordinance or Law: Increased Period of Restoration – Increased by $50,000 Get instant insurance Quote now from us today and… Read More »Insurance for building

Remote Work and Telecommuting Liability Exposures

Remote work arrangements, including telecommuting and working from satellite offices, have increased at nearly one-third of U.S. companies, according to a survey of chief financial officers released Wednesday. • Keep remote workers informed on the latest news from their departments and the company using regular calls and in-person meetings in addition to email. • Ensure that off-site employees have the necessary resources, including appropriate network access. • Establish expectations and guidelines at the beginning, and monitor the arrangement and adjust as necessary. • Establish and follow appropriate security protocols. • Include remote workers in team activities and recognize their accomplishments… Read More »Remote Work and Telecommuting Liability Exposures

What do you mean they are not?

California Supreme Court to decide if insurance adjusters should get overtime pay. The California Supreme Court will hear arguments Oct. 3 in a case that centers on whether California claims adjusters are entitled to overtime pay. A California appellate court in 2007 overturned a trial court decision and ruled in Francis Harris et al. vs. Superior Court of Los Angeles County and Liberty Mutual Insurance Co. that a class of adjusters who filed suit against Liberty Mutual and Golden Eagle Insurance Co. were not exempt from overtime compensation requirements under California law.

Wrongful Termination of Desperate Housewife

Desperate Housewives is about to enter its 8th season. While we wait for the last broadcast of this show, interesting development has caught our attention. Each season we, appreciative audience, witness storms of passion, violent behavior, cheating spouses and multiple murders within Visteria Lane neighborhood. Ever wonder what happens to the characters killed in the show? Edie Britt, embodied by actress Nicollette Sheridan was killed at the end of season 5, yet she is about to rise from dead. According to Insurance Journal “actress says she was wrongfully fired for complaining that “Housewives” creator and executive producer Marc Cherry struck her during a… Read More »Wrongful Termination of Desperate Housewife

Coverage for Nuclear Exclusion Risk

Willis Group Holdings has developed a new insurance product to cover business interruption costs for companies with key locations, suppliers or customers situated in the vicinity of a nuclear power station. The coverage would apply should they be forced to suspend operations in the event the plant’s safety is compromised and an exclusion zone is implemented to contain the damage. The cover was developed by Willis Global Markets International (GMI), a division of Willis Limited, as a response to the earthquake and tsunami that struck Japan in March and triggered a meltdown at the Fukushima nuclear power plant. The consequent radiation leak saw the… Read More »Coverage for Nuclear Exclusion Risk

Insuring Against Employment Discrimination Claims

Employers commonly obtain insurance to protect themselves against the numerous claims that might be made against them that arise in the course of doing business. The more traditional of these insurance policies are comprehensive general liability (CGL) and directors and officers (D&O) policies. Employers, concerned about liability for their employment decisions, including liability for unlawful employment discrimination, increasingly have begun to look for more effective insurance coverage against such claims, because of the mixed results in coverage under the more traditional D&O and CGL policies. The move toward insurance against employment discrimination claims is fueled not only by the growing… Read More »Insuring Against Employment Discrimination Claims

Travelers New Commercial Auto Endorsement CAT4200710 edition

I m a g i n e   T h i s : You own a small consulting firm. One of the employees has a meeting with one of the firm’s most important customers located across town. The employee decides to use his own personal car to get there. While en route to meet the customer, the employee runs a red light and injures a pedestrian crossing the street. Unfortunately, the employee’s personal auto policy did not fully cover this loss. Luckily, you purchaseв the Select Auto CoveragePlus endorsement along with liability coverage for any auto under your current Travelers… Read More »Travelers New Commercial Auto Endorsement CAT4200710 edition

Simple Ways to Protect Private Information

Use different passwords for your login accounts. Hackers know that it’s very common for people to use one password consistently. So, make sure your password varies. Also, avoid including words or information in your passwords that someone could easily derive. For example, don’t combine the name of the street you live on with your birthday. Recognize “phishing” attempts, avoid them and report them. “Phishing” is when you’re on the web and someone poses as something legitimate—friend, family member, government entity, bank or other trusted organization—in order to draw personal data from an unsuspecting person. Phishing can occur via text messages,… Read More »Simple Ways to Protect Private Information