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Commerical Auto

Five Back to School Carpooling Tips

It’s time to go back to school! Consider these valuable back-to-school carpooling tips as you pile the kids in the car and take them to school. Meet with your fellow carpoolers. Get to know your fellow carpoolers to gauge how responsible of a driver they are. Use that time to establish some ground rules in terms of pick-up and drop-off times so everyone is on the same page. Make sure all passengers are buckled-up. Before driving away, make sure all adults and children in the car have a fastened seatbelt. Never let kids share a seatbelt and never transport children in the… Read More »Five Back to School Carpooling Tips

Travelers New Commercial Auto Endorsement CAT4200710 edition

I m a g i n e   T h i s : You own a small consulting firm. One of the employees has a meeting with one of the firm’s most important customers located across town. The employee decides to use his own personal car to get there. While en route to meet the customer, the employee runs a red light and injures a pedestrian crossing the street. Unfortunately, the employee’s personal auto policy did not fully cover this loss. Luckily, you purchaseв the Select Auto CoveragePlus endorsement along with liability coverage for any auto under your current Travelers… Read More »Travelers New Commercial Auto Endorsement CAT4200710 edition

Click it and No Ticket in DE

Delaware’s Office of Highway Safety is happy with more Delawareans wearing seatbelts. During the “click it or ticket” raid of 2011, state police issued less than 1,200 seatbelt citations this year —30% less compare to last year and 50% less compare to 2008. Good Job DE!

Persistency Discount on Auto Insurance

The American Agents Alliance announced it has submitted for title and summary an automobile insurance discount initiative that would allow consumers to receive a discount for having continuous automobile insurance, regardless of the insurance company with whom the are insured. Presently, the law allows only the company where you are already insured to offer a “persistency” discount. The Agents’ Alliance’s initiative is similar to Proposition 17, which lost by 2 percentage points in the 2010 election, in allowing consumers to take their “persistency” discount with them and shop for better coverage and lower rates with other insurers. “The way the law… Read More »Persistency Discount on Auto Insurance

Crash Tax Approved in Riverside County

The Riverside County, Calif., Board of Supervisors has voted 4 – 0 to charge at-fault drivers in auto accidents a fee for emergency response services. The ordinance backed by the Riverside County Fire Department and Office of Emergency Services, and approved by the Riverside County Board of Supervisors, will charge the at-fault driver a flat fee of 13 percent of the cost for emergency response. It is unclear if the county will utilize a vendor to collect these fees. “Crash tax” ordinances and costs charged in other communities vary, with fees ranging  from $100 to more than $2,000 for response… Read More »Crash Tax Approved in Riverside County

How to Manage Risks Associated with Delivery

Delivery accidents, whether those are pizza or sushi sedan delivery, or large track furniture delivery, can result from, but are not limited to: Rear-ending the car ahead because the delivery driver is following too closely, speeding excessively or driving while distracted; Turning-related accidents while making U-turns, failing to observe other vehicles and conditions, failing to yield and turning left through intersections; and Backing accidents when not looking behind or to the side of the vehicle when backing up, and rolling back at traffic control devices. To reduce accidents and loss, we suggest drivers: Check to make sure their vehicles are… Read More »How to Manage Risks Associated with Delivery

New: Zurich Fleet Intelligence

Global driver risk management company has partnered with Zurich on its new, integrated fleet risk management system called Zurich Fleet Intelligence (ZFI), offering its telematics services to Zurich’s insurance customers seeking ways to minimize their fleet’s operating costs and reduce crashes, all while keeping their vehicles up-and-running and drivers safe. ZFI works by combining the data from telematics services or data from other leading vehicle telematic providers with Zurich’s extensive analytical tools to turn the data into insights that can help fleet managers reduce their fleet operating costs, as well as: Optimize vehicle journey planning and deployment; Reduce vehicle running… Read More »New: Zurich Fleet Intelligence