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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
Ratings Roundup Philadelphia Consolidated, PURE
A.M. Best Co. has commented that the issuer credit rating (ICR) of “a-” of Philadelphia Consolidated Holding Corp. of Bala Cynwyd, PA…Read more →Retailers Must Provide Disabled Access
The Court of Appeal of California has ruled that a retailer must remove architectural barriers that prohibit disabled individuals from accessing merchandise,…Read more →2008 Hurricane Season More Active
The Atlantic hurricane season will be slightly more active this year than first predicted, with up to 10 hurricanes expected to form,…Read more →Homeowners Not Liable for Tree Trimmer’s Death
A homeowner is not vicariously criminally liable for the misdemeanor acts of a tree trimmer, the California Supreme Court decided. According to…Read more →Pay-As-You-Drive Legislation Passed in California
Legislation that would allow insurers to more accurately base auto insurance premiums exactly on how many miles a motorist drives passed the…Read more →Avoiding Fake Slips, Trips, and Falls
Tips You Need to Avoid Fraudulent Slip and Fall Claims Slip and fall claims represent a significant fraud risk because they can…Read more →Another Claim Scenario
Insured: Software Developer & Consultancy Scenario: The Insured entered into a contract for the design and development and supply of software. Two…Read more →Claim Scenario
Insured: Reseller of Software Scenario: The third party wanted a system to support their accounting and financial reporting requirements as well as…Read more →A.M.Best Makes Results of Car-Insurance Buyer Survey Available
In a new service A.M. Best is providing consumers with a way to learn which companies scored highest in consumer satisfaction among…Read more →Rate Decreases Continued
The trend of decreasing insurance rates continues, according to a recent survey by MarketScout, which reported that rates were down 11% in…Read more →Big Q2 Mortgage Losses Escaped So Far
The first read on insurance companies’ second-quarter earnings shows they’re taking hits from the same kinds of mortgage-backed investments as other financial…Read more →Workers’ Comp Fraud – New York Contractors Face Charges
A New York contractor and the sub-contractor he hired are both facing charges of workers’ compensation fraud following their arrests by New…Read more →Make insurance the easiest thing on your to-do list.
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