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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Aug 4, 2008

Bridge Victims 35W Interstate, Minnesota

If you were among the victims of bridge collapse you might want to check this website: bridgecollapseclaims.comRead more →
Homeowners · Aug 4, 2008

Green Homeowners Policy in California

Calfornia’s Department of Insurance has approved the first green homeowners insurance policy in California, offered by Fireman’s Fund Insurance Co. This coverage…Read more →
Aug 2, 2008

Who gets paid sick leave?

In San Francisco, all employers are required to provide paid sick leave. But elsewhere in the country, your profession determines how likely…Read more →
Aug 2, 2008

EarthQuake: Be Prepared

Moderate California Quake a Drill for ‘Big One’. Despite shaking a large swath of Southern California, a magnitude-5.4 earthquake was not the…Read more →
Aug 2, 2008

Insurance Fraud Scheme

An Albany, New York woman who removed all her belongings from her home the day before it mysteriously caught fire has pleaded…Read more →
Aug 2, 2008

The Hartford Unveils National Coastal Home Insurance Plan

The Hartford Financial Services Group Inc. has proposed a far-reaching new plan – one that includes mandatory flood insurance, IRA-like catastrophe accounts,…Read more →
Aug 2, 2008

Workers Comp claim frequency falls according to NCCI

Workers compensation claim frequency continued to decline during 2007, although at a slower rate than during the previous two years, NCCI Holdings…Read more →
Jul 31, 2008

Building Code Helps Minimize Losses from California Earthquake

The moderate earthquake that struck Los Angeles late Tuesday (July 29) morning at 11:42am PDT has not caused major damage or serious…Read more →
Jul 31, 2008

Claim Scenario

Imagine you need to send letters containing personal information… Now imagine you sent it to a wrong address… The largest health insurer…Read more →
Jul 31, 2008

Pay-As-You-Drive Auto Insurance

One auto insurance company is offering New Jersey motorists discounts of up to 60 percent if they install a high-tech monitoring device.The…Read more →
Jul 31, 2008

Workers’ Compensation History

Workers’ compensation laws have evolved and expanded since the beginning, but these are the roots of the modern American workers’ compensation system.This…Read more →
Jul 31, 2008

Insuring Vacant Property – Lloyd’s Analyzes

In an article on its web site (http://www.lloyds.com/), Lloyd’s looks at the increasing concerns over coverage for vacant properties. “As the economy…Read more →

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