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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
Dog Bite Claims Highest in California
California leads the nation in the number of claims made and paid out by State Farm Insurance for dog bites, according to…Read more →10 Important Calls to Make After Flood Damage
California and Florida: Flood waters can cause a lot of destruction to your home, depending on how high the waters were, and…Read more →AT&T Goes to Hell
Last week we received an email with the following subject: Important Updates to your AT&T Internet Terms of Service My first reaction was…Read more →Safe Digging Month of April
April is Safe Digging Month and a great time to – Protect their bottom line and safety – Avoid unnecessary physical risk…Read more →Fighting Insurance Fraud
Insurance is no different than any other field of human endeavor; there are those who try to cut corners and seek unfair…Read more →What is Return to Work Program
Numerous studies have shown that injured employees recover faster when they return to work. In addition, their return can decrease claims expenses,…Read more →Minimum Auto Insurance Limits in Nevada May Go Up Soon
Proposed AB120, currently being referred to a committee workshop, would increase the minimum vehicle liability insurance requirement between 18% to 54%, depending on the…Read more →Lightning Protection Inspection Program
he Missouri-based Lightning Protection Institute (LPI) is implementing an independent inspection program designed to perform on-site lightning protection inspections. LPI is a…Read more →How to verify Employers Insurance in California
The California Office of Administrative Law has approved new regulations for creating a Web site that will allow people to verify employers…Read more →Low Deductibles for Medical Practice EPLI Insurance
For medical risks seeking employment practices liability coverage, we offer $2,500 SIR, competitive premiums, and provide policyholders with access to risk management…Read more →Directors and Officers Policies are on a Rise
More companies with international operations are buying local insurance to cover the risk of lawsuits against their company managers, according to a…Read more →Community Development Financial Institution Investments in California
California Insurance Commissioner Dave Jones is offering insurance companies $4.67 million in tax credits to invest in underserved communities. Under the program,…Read more →Make insurance the easiest thing on your to-do list.
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