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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

California · May 25, 2011

Travelers Expands Coverage for Healthcare Organizations

Travelers has unveiled new property coverages through its IndustryEdge product for healthcare organizations. New coverages include: Ordinance or Law – Communicable Disease Contamination…Read more →
Florida · May 25, 2011

How Important to Go Through Drill

If you ever rolled your eyes during a fire or earthquake drill, may be this short article can help to reintroduce the…Read more →
Good Insurance News · May 24, 2011

Property Crimes Dropped in 2010

Violent crime is down 6.2% and property crimes have decreased 2.8% in the U.S., according to the latest government statistics. Also, arson…Read more →
Bad Insurance News · May 24, 2011

Record Losses from Weather

Devastating tornadoes, floods, earthquakes overseas and a busier-than-usual hurricane season have U.S. insurance companies bracing for record losses in 2011. Globally —…Read more →
Claims · May 20, 2011

Which Insurance Company Should Pay for Expenses?

A Colorado Court of Appeal has ruled that an insurer cannot file suit against another insurer for its failure to cancel a…Read more →
California · May 20, 2011

California workers comp rates won’t go up

How much do you pay for your Workers Comp insurance? How high did you rates go up for the past 2 years?…Read more →
California · May 18, 2011

California, are Workers’ Comp Rates Too High?

Most of us would probably answer “yes” to that question. But it might help to put things in perspective by pointing out…Read more →
Coverage · May 18, 2011

Travelers Imporves Coverage for Educational Institutions

Our partner, Travelers Insurance Company has launched its Excess Educators Legal Liability (ELL) through its IndustryEdgeproduct for educational institutions. Travelers integrated its…Read more →
Florida · May 10, 2011

Commercial Insurance Rates Will Go Up in Florida

Commercial insurers in Florida will have more freedom in setting rates. The Florida legislature approved CS/HB 99 that expands the list of…Read more →
Claims · May 10, 2011

New Florida Discovery Rules

How many good news from Florida have we seen lately, particularly in the area of bad faith litigation. Not too many… However,…Read more →
Florida · May 10, 2011

Property Insurance Reform in Florida

Homeowners’ insurers in Florida are breathing a sigh of relief after succeeding in a months-long battle to obtain property insurance reforms designed…Read more →
Additional Interest · May 10, 2011

Proposed Insurance Disclosure Notice in California

California legislators are considering whether to allow certain insurance policies and  disclosures to be consolidated into one document, printed in smaller type.…Read more →

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