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New is Well Forgotten Old

California Woman Sues McDonald’s Over Coffee Burns. She says she suffered second-degree burns when she spilled hot coffee on her lap at the drive-up window of a McDonald’s has filed suit against the fast-food chain. The Fresno Bee reported she seeks more than $2 million in damages. If a settlement isn’t reached, her lawyer said they plan to present their case to a Fresno jury. In 1992, a similar case made national headlines. A New Mexico woman who said she was burned by McDonald’s coffee was awarded $2.9 million.

Travel Insurance for Thanksgiving 2013

Have you started planning your Thanksgiving weekend? Can’t wait to finally join your family at the festive dinner table? There are hundreds of circumstances that could cause you to cancel your holiday trip, return home early or force you to seek emergency medical treatment while traveling. Anything could go wrong: It’s 9:30 PM and you and your immediate family arrive at the airport for a connecting flight, only to find that your flight has been cancelled. Who can assist you with finding new flights to get everyone home? Your bag was lost with your medicine inside. You need help to… Read More »Travel Insurance for Thanksgiving 2013

The Hartford Broadens Professional Liability Offerings for Tech Companies

The Hartford has enhanced its FailSafe suite of professional liability offerings to address the evolving needs of technology companies with expanded coverage for data, systems and networks. “Professional liability is one of the most significant risks for technology companies today,” said Joe Coray, vice president of The Hartford’s Technology & Life Science Practice.  “An alleged failure of a product or service that causes economic loss to a client’s business can result in a costly lawsuit and reputational damage.” According to The Hartford’s data, professional liability claims against technology companies average more than $200,000*. Most of these claims include allegations of… Read More »The Hartford Broadens Professional Liability Offerings for Tech Companies

Cyber Awareness Month

In today’s interconnected, digital world, cyber threats continue to grow and represent a serious challenge to organizations of all sizes. National Cyber Security Awareness Month is a timely and powerful opportunity learn more about this critical topic. Whether a small business, municipality, technology company or a large publicly traded corporation, if an organization uses technology, it is at risk of a data breach or cyber attack.

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Coverage options for your barber and beauty business

Beauty Salon Parlor InsuranceCoverage for barber and beauticians professional liability is automatically included for your “employees” under the commercial general liability coverage form. We have the ability to provide professional liability coverage for barbers and beauticians that are independent contractors – this optional coverage is available for $25 per independent operator under the Additional Insured-Independent Operators form -CG T567 (11-03).

The form does require each operator be scheduled. For additional information, contact us via email or call 877-239-0067

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How to Prepare Your Home Before Your Vacation

Vacation is a time to escape for a little rest and relaxation, but it’s also the time thieves increasingly break into empty homes. According to recent claims data from insurance company Travelers, theft increases during the summer months largely because more people are away. But it’s not only criminals you have to worry about while you are kicking back, you also have to be concerned about…
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NEW FLOOD INSURANCE REFORMS

This video presents an overview of the Biggert-Waters Flood Insurance Reform Act of 2012 (BW12). It relates the current changes to the original 1968 Act and subsequent reforms enacted by Congress over the past 45 years. The main goals of BW12 are discussed as well as specific changes taking place in 2013. Finally, the future impact of the legislation is introduced. FULL VERSION (18:56) Getting To Know Flood Reform. Or watch the video in three parts… Getting to Know Flood Reform – Part 1 of 3 (8:43) Part 1 introduces the NFIP – the Program’s history and how it operates.… Read More »NEW FLOOD INSURANCE REFORMS

Webinar: Ergonomic Controls – Don’t Design for the Average

ergonomic workstationRISK CONTROL WEBINAR
Are there job tasks at your company that create ergonomic risk for your employees?
Ergonomic assessments can be instrumental in identifying risk factors in the jobs or tasks that your employees are performing. But simply conducting an assessment of the job or task is not enough. Determining the root cause and implementing solutions to control identified musculoskeletal risk factors should be the focus of your improvement process. Solutions can take many forms — adding a mechanical device to help the worker, redesigning the layout of the work space or implementing a best practice or technique to improve how a task is done.
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How to Choose Insurance for Every Life Stage

In this article, insurance experts, including Travelers Personal Insurance Vice President Elaine Baisden, recommend reviewing your policies annually and whenever you experience a life event, such as attending college, making a major purchase like a car or new home, getting married, having a child, changing jobs, renovating a home, or caring for an elderly parent. Download this article