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Electric

Get Liability Insurance for Holiday Lights

Whether you are a main street business owner in Buffalo, N.Y.’s or small cafe in San Francisco, CA don’t wait for the city threatening to pull the plug on a holiday tradition. You better not take your chances and plug holiday light displays into street light poles unless you hire licensed electricians to do the work and take out liability insurance of at least $1 million. Putting up festive holiday lights is a tradition for owners of the shops, restaurants and other businesses along the U.S. Many of us string the lights in trees and plug them into sockets on… Read More »Get Liability Insurance for Holiday Lights

Loss Control: Electrical Power Strips

The problem: With today’s heavy use of electrical devices, it is quite common to run short of electrical outlets in the office, home or workshop. Add a power strip to help alleviate the problem, but often people will add a second or even a third strip by plugging it into the original power strip, a practice known as daisy chaining. Unfortunately, daisy chaining can create a potentially serious fire loss due to overloaded electrical circuits. Every year thousands of fires result from the misuse and overloading of power cords, power strips and surge protectors. The NFPA – National Fire Protection… Read More »Loss Control: Electrical Power Strips