How to Choose the Right Restaurant Business Insurance
Restaurant insurance protects your business from unexpected costs like lawsuits, injuries, and property damage. Learn what coverage you need, how much it costs, and why it’s crucial from day one.
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The Truth About Workers Comp – a Guide for Contractors
Workers’ Compensation insurance is essential in the trades, but many contractors misunderstand it. This post debunks 7 common myths to help business owners, HR teams, and safety officers protect their employees and staff.
5 Real Claims That Prove Umbrella Insurance Works
If you want to make sure your current policy is really enough, it might be time to talk with your insurance provider. Commercial umbrella insurance could be the extra protection that keeps your business standing, even in the worst-case scenario.
How to Protect Your Small Business from a Lawsuit
Lawsuits can threaten small businesses, but proper records, legal compliance, and the right insurance can reduce risks. Follow these six steps to protect your company, reputation, and financial future.
Defending Your Home from Wildfires: Affordable Ways to Lower Insurance Costs
Wildfires are a growing threat, but homeowners can protect their properties with ember-resistant vent covers, fire-resistant materials, and regular maintenance. Learn how these simple upgrades can reduce fire risks and insurance costs.
Understanding Disaster Cleanup and Insurance: A Guide for Business Owners
Businesses involved in wildfire response and disaster cleanup must follow classification guidelines to ensure proper insurance coverage. Learn how CA WCIRB resources help classify operations, manage risk, and navigate business changes effectively.
How to Handle Wildfire Insurance Claims Safely and Effectively
During Southern California wildfires, policyholders should work directly with their insurance provider to settle claims before hiring third-party adjusters or attorneys. Educating customers on potential scams ensures a smooth and fair claims process.
What to Do If Your Payroll Records Are Lost Before an Insurance Audit
If payroll records are lost before an insurance audit, employers should notify auditors, attempt to reconstruct data, and ensure compliance. Learn how to avoid penalties and protect payroll records for future audits.
Homeowners Insurance Premiums Are Rising. Here is What You Need to Know.
Homeowners insurance premiums increased 10.4% nationally in 2024, with Nebraska seeing the highest jump. Insurers like American Family led rate hikes, while profitability improved industry-wide through aggressive pricing and better risk management.
New Minimum Liability Insurance Limits Coming to California: What You Need to Know
California’s Senate Bill 1107 increases personal auto insurance minimum limits to 30/60/15 starting January 1, 2025. This change will impact policies with lower coverage, leading to premium increases. Continue to the post to learn all about it.