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Is Your Website Compliant with ADA

Cyber Liability, E&O, EPLI|ADA, Americans with Disabilities Act, Cyber Liability, Cyberliability, E&O, Employment Practices Liability, EPL, EPLI, Professional Liability

In 1990, the Americans with Disabilities Act (ADA) was signed into law to give disabled people the same access to American life as those without disabilities.  The Act is intended to give equal access to all Americans to all public spaces.  The law was initially thought of as only applying to brick and mortar locations …

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How to Soften the Risk of Your Home Based Business Being Robbed

Business Owners Package Policy, Small Business Insurance|home-based business

Home robberies can be devastating, even more so for people who run a home business. While the average loss during a burglary is over $2,000 dollars, that number can rise if you have a home business due to operation disruptions—especially if you don’t have business insurance. That’s why small business owners should try to minimize the risk …

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Securing vacant properties checklist

Building|Checklist, vacant properties

Vacant properties face endless security risks, including vandalism and theft, fire hazard, visitor safety and more. Whether you own or manage commercial or residential buildings, securing your vacant building is more important than ever. Download Securing Vacant Properties Checklist for tips and insights to help you plan and prepare for property security threats.

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Landlord & Tenants and Waiver of Subrogation

Business Owners Package Policy, Property Insurance Coverage, Small Business Insurance|CGL, general liability, GL, Waiver, Waiver of Subrogation, WOS

Mitch, aka “the coffee man,” has owned and operated his coffee shop for almost a decade. His shop is located on Market Street and comprises about 900 square feet of leased space in an office building. Mitch is having his attorney, Diana, negotiate the renewal of his five-year lease with the building owner/landlord. Diana has …

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Insurance Coverage for Pet Care Services

Pet Insurance

We understand the unique needs of pet care services industry, which is reflected in the customized coverages our markets provide, such as: ✓ Pet Grooming Liability Endorsement – Automatically included for Pet Grooming and Pet Day Care and Overnight Boarding services. Covers injury to dogs, cats or other domesticated animals as a result of providing …

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Products Liability Coverage from Paperless Insurance

Product Liability Insurance, Product Recall

In December of 2016, a furniture chain agreed to pay $50 million to settle a lawsuit after its dressers tipped and fatally injured small children. All product manufacturers, designers, and retailers are exposed to a multitude of risks that can end in litigation. With manufacturing and retail contributing $3.8 trillion to the U.S. economy, there …

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Why You Need Business Insurance

Business Owners Package Policy, Small Business Insurance

At 10:30 on a Sunday evening, Steve Lapenta’s phone rang. An employee of Lapenta’s small natural foods business, The Bridge in Middletown, Conn., was on the line. “You should come down here,” the employee said. “A truck just crashed into the building.” Lapenta hurried to the scene where he met a cadre of police cars, …

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Insurance for High-Value Auto

Personal Auto

Looking for a superior coverage for exotic, collector and high-value autos. Most standard auto carriers will not write coverage for autos valued over $150K. Our exclusive high-value car insurance program offers coverage for vehicles up to $750K in value.   We’ve recently written the following accounts:

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Motorcycle Insurance Discounts

Coverage, Motorcycle|cheap, Discounts, Motorcycle Insurance, Save

Motorcycle Safety Course Discount: 5% This discount is applied if the operator has taken an approved course within the last 3 years. This discount does not apply to low-speed vehicles. Motorcycle Safety Course Instructor Discount: 5% This discount is applied if the operator has instructed an approved Motorcycle Safety Course within the last 3 years. This discount does …

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Prevent Slip-and-Fall Accidents from Tripping Up Your Business

workers compensation

Slip-and-fall accidents can hurt customers, cause big headaches for you and even land you in court. Customer slip-and-fall incidents account for about 10 percent of small business claims at an average price tag of $20,000, according to claims data from The Hartford. If the customer files a lawsuit, which happens about 35 percent of the …

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