Congress is poised to take action following several high-profile sexual abuse cases involving coaches, doctors, and others in amateur and collegiate sports. A new federal law aiming to prevent sexual abuse in youth sports creates standards for all youth sports organizations, including programs offered by local leagues, churches, schools, camps, and non-profits. The Protecting Young …
Generally, Ordinance or Law insurance coverage provides limited protection for costs associated with repairing, rebuilding, or constructing a structure when physical damage to the structure by a covered cause of loss triggers an ordinance or law. According to Adjuster’s International Disaster Recovery Consulting, compliance with ordinances and laws after a loss can add 50% or …
A 2014 report (Financial Literacy and the Success of Small Businesses: An Observation from a Small Business Development Center) showed that half of the small businesses weren’t reviewing their financial statements. And of that 50%, 86% were experiencing financial difficulties. Why? Businesses weren’t reviewing their statements … because they didn’t understand the financial jargon. If …
Opening your own small business is an exhilarating undertaking made even more exciting if you’re successful. No matter how skilled a business person you are, venturing into stagnating or dwindling industries makes it more likely that your business will be one of the 50 percent that fails within the first five years. Help ensure your success by steering clear …
Clean Or Change Furnace Filters Regularly. Replace disposable filters. Wash, brush or vacuum permanent filters. Check The Exhaust Vent From The Furnace. Clear obstructions such as leaves or animal nests from the vent pipe. Keep roof exhaust vents clear of snow. Inspect The Blower Motor With The Power Off. Vacuum any accumulated dirt. If the …
In early 2017, the American Institute of Architects (“AIA”) introduced its 2017 updates to its form construction contract documents, including a new exhibit that addresses insurance requirements between the owner and contractor. As AIA forms are among the most popular and commonly used form documents in the construction industry,1 the forms are usually considered construction …
You’ve seen it before – a good employee makes a horrible decision in his or her personal vehicle. What are the implications for your company if the employee’s license is revoked, canceled, or suspended due to alcohol, controlled substance or felony violations? If the employee in question is a CDL driver, he or she will …
Hiring, firing, delegating, supervising – these are challenges faced by every business owner as a business expands. People are a company’s most important asset. But managing and motivating people are not easy. The good news is that there are a few great cloud-based technologies that are helping to make this less difficult. I’ve seen a …
While policyholders should strive to provide the insurer with complete and accurate values for buildings and business personal property that are the subject of insurance, policyholders should also understand the basic workings of the co-insurance condition. In this article, authored by Craig Stanovich, we’ll review potential penalties for underinsurance. Meet Mitch – a commercial real …