ALABAMA Children ages 6 until 15 are required to wear a seat belt in all seats. Booster seats or child safety seats are required until age 6. Children must be in forward-facing seats or convertible seats until age 5 or 40 lbs. Infant seats and convertible seats are required to be rear-facing until passenger is …
What actions should property owners in the predicted path of the storm take to prepare? The Federal Emergency Management Agency (FEMA) provides invaluable advice on what you should do when you receive a hurricane watch or hurricane warning alert from the National Weather Service for your area. As the hurricane approaches, here’s a checklist of what …
In 1990, the Americans with Disabilities Act (ADA) was signed into law to give disabled people the same access to American life as those without disabilities. The Act is intended to give equal access to all Americans to all public spaces. The law was initially thought of as only applying to brick and mortar locations …
Home robberies can be devastating, even more so for people who run a home business. While the average loss during a burglary is over $2,000 dollars, that number can rise if you have a home business due to operation disruptions—especially if you don’t have business insurance. That’s why small business owners should try to minimize the risk …
Vacant properties face endless security risks, including vandalism and theft, fire hazard, visitor safety and more. Whether you own or manage commercial or residential buildings, securing your vacant building is more important than ever. Download Securing Vacant Properties Checklist for tips and insights to help you plan and prepare for property security threats.
Mitch, aka “the coffee man,” has owned and operated his coffee shop for almost a decade. His shop is located on Market Street and comprises about 900 square feet of leased space in an office building. Mitch is having his attorney, Diana, negotiate the renewal of his five-year lease with the building owner/landlord. Diana has …
We understand the unique needs of pet care services industry, which is reflected in the customized coverages our markets provide, such as: ✓ Pet Grooming Liability Endorsement – Automatically included for Pet Grooming and Pet Day Care and Overnight Boarding services. Covers injury to dogs, cats or other domesticated animals as a result of providing …
In December of 2016, a furniture chain agreed to pay $50 million to settle a lawsuit after its dressers tipped and fatally injured small children. All product manufacturers, designers, and retailers are exposed to a multitude of risks that can end in litigation. With manufacturing and retail contributing $3.8 trillion to the U.S. economy, there …
At 10:30 on a Sunday evening, Steve Lapenta’s phone rang. An employee of Lapenta’s small natural foods business, The Bridge in Middletown, Conn., was on the line. “You should come down here,” the employee said. “A truck just crashed into the building.” Lapenta hurried to the scene where he met a cadre of police cars, …
Looking for a superior coverage for exotic, collector and high-value autos. Most standard auto carriers will not write coverage for autos valued over $150K. Our exclusive high-value car insurance program offers coverage for vehicles up to $750K in value. We’ve recently written the following accounts: