A 2014 report (Financial Literacy and the Success of Small Businesses: An Observation from a Small Business Development Center) showed that half of the small businesses weren’t reviewing their financial statements. And of that 50%, 86% were experiencing financial difficulties. Why? Businesses weren’t reviewing their statements … because they didn’t understand the financial jargon. If …
Opening your own small business is an exhilarating undertaking made even more exciting if you’re successful. No matter how skilled a business person you are, venturing into stagnating or dwindling industries makes it more likely that your business will be one of the 50 percent that fails within the first five years. Help ensure your success by steering clear …
Clean Or Change Furnace Filters Regularly. Replace disposable filters. Wash, brush or vacuum permanent filters. Check The Exhaust Vent From The Furnace. Clear obstructions such as leaves or animal nests from the vent pipe. Keep roof exhaust vents clear of snow. Inspect The Blower Motor With The Power Off. Vacuum any accumulated dirt. If the …
In early 2017, the American Institute of Architects (“AIA”) introduced its 2017 updates to its form construction contract documents, including a new exhibit that addresses insurance requirements between the owner and contractor. As AIA forms are among the most popular and commonly used form documents in the construction industry,1 the forms are usually considered construction …
You’ve seen it before – a good employee makes a horrible decision in his or her personal vehicle. What are the implications for your company if the employee’s license is revoked, canceled, or suspended due to alcohol, controlled substance or felony violations? If the employee in question is a CDL driver, he or she will …
Hiring, firing, delegating, supervising – these are challenges faced by every business owner as a business expands. People are a company’s most important asset. But managing and motivating people are not easy. The good news is that there are a few great cloud-based technologies that are helping to make this less difficult. I’ve seen a …
While policyholders should strive to provide the insurer with complete and accurate values for buildings and business personal property that are the subject of insurance, policyholders should also understand the basic workings of the co-insurance condition. In this article, authored by Craig Stanovich, we’ll review potential penalties for underinsurance. Meet Mitch – a commercial real …
ALABAMA Children ages 6 until 15 are required to wear a seat belt in all seats. Booster seats or child safety seats are required until age 6. Children must be in forward-facing seats or convertible seats until age 5 or 40 lbs. Infant seats and convertible seats are required to be rear-facing until passenger is …
What actions should property owners in the predicted path of the storm take to prepare? The Federal Emergency Management Agency (FEMA) provides invaluable advice on what you should do when you receive a hurricane watch or hurricane warning alert from the National Weather Service for your area. As the hurricane approaches, here’s a checklist of what …