If you’re a third-party vendor, independent teacher, contractor, or business looking to work with the San Francisco Unified School District (SFUSD), understanding the insurance requirements is essential. This post provides a friendly, informative overview of the necessary insurance coverages and guidelines to help you navigate the process smoothly.
Why Insurance is Important
Insurance is a critical component of doing business with SFUSD. It ensures that all parties are protected in case of unforeseen events, providing peace of mind and financial security.
Key Insurance Requirements
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- SAM, Sexual Abuse and Molestation Insurance: for all professionals that will be working with SFUSD students, coverage for sexual abuse and molestation in the limits at least $1 million each occurrence and $2 million is required and mandatory. For a quick SAM insurance premium indication, visit Quick Premium Indication. To obtain a formal quote, complete the application at Sexual Abuse or Molestation Quote Request.
- General liability Insurance limits should be $1,000,000 (Occurrence Form CG0001).
- Automobile liability insurance limits should be $1,000,000 (ISO from CA 0001, Code 1).
- Professional liability limits should be $1,000,000 (for professional services only) (N/A for construction contracts)
- Worker’s compensation coverage limits should be $1,000,000 (as required by the State of California and Employer’s Liability Coverage)
- Builder’s risk to name the district as loss payee at 100% of contract amount for all construction contracts greater than $5 million.
- Name San Francisco Unified School District, its board, officers, and employees as “additional insured” on the General Liability and Automobile Liability by Endorsement on separate form; provide with certificate specifying the San Francisco Unified School District is noticed by the company as an “additional insured” entitled to a 30-day written, mailed notice.
- Email a .PDF of the original certificate to San Francisco Unified School District Contracts Office 135 Van Ness Avenue, Room 208 San Francisco, CA 94102
- Fax certificate of Insurance should to (415) 522-6711 and mail the original certificate to San Francisco Unified School District, Contracts Office, 135 Van Ness Avenue, Room 118, San Francisco, CA 94102
- Identify the specific project and contract number in the insurance certificate description
### Disclaimer
The information provided in this post is intended for general informational purposes only and is subject to change. It is the responsibility of each vendor, independent teacher, contractor, and business to ensure that the insurance requirements are current and valid. We strongly recommend contacting the San Francisco Unified School District (SFUSD) directly to obtain the most recent and accurate list of requirements.
While Paperless Insurance Services has made every effort to verify the accuracy and validity of the information presented, we do not assume any responsibility for any issues or incorrect information that may arise. For the most current and specific insurance requirements, please consult with SFUSD or a qualified insurance professional.