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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Business Owners Package Policy · Jul 10, 2012

Insurance for Adult Day Care Center

Paperless’ Health & Human Services Insurance Program includes coverages that are specifically designed to protect the unique needs of professional Adult Day…Read more →
Business Owners Package Policy · Jul 6, 2012

Small Business Safety Tips: Business Property

Possible accidents: Fire occurs due to outdated or old wiring damaging both the building your business owns and some of your equipment…Read more →
City · Jun 20, 2012

Top 10 States Vehicle Theft List

The National Insurance Crime Bureau reported 2011 is on track for another consecutive year of declining vehicle thefts, but California still dominates…Read more →
Coverage · Jun 20, 2012

Home Foreclosure Prevention Program in R.I.

Only about one-third of the more than $79 million available from a federal foreclosure prevention program in Rhode Island has been spent…Read more →
Commerical Auto · Jun 13, 2012

What is Loan Gap Coverage

When a financed vehicle is declared a total loss and your insured’s outstanding loan balance is greater than the actual cost value of the vehicle,…Read more →
Coverage · Jun 6, 2012

XactPAY Xpress Goes Mobile

XactPAY Xpress, the latest edition in our suite of Payroll Billing Options is now mobile enabled – meaning for those customers who…Read more →
California · May 17, 2012

Top 10 States for State Farm Dog Bite Claims in 2011

State Number of claims Claims paid (estimated) 1. California 527 $20.3 million 2. Illinois 309 $10.0 million 3. Texas 219 $5.1 million…Read more →
California · May 11, 2012

Heat Exhaustion and Heat Stroke

When working outdoors in hot weather, workers who do not take precautions can suffer from heat exhaustion or heat stroke. Heat exhaustion…Read more →
Coverage · May 8, 2012

Customer of Size Policy

A woman suing Southwest Airlines Co. over its policy regarding overweight passengers says she’s not interested in the airline’s money. Back in…Read more →
CGL Commercial General Liability · Apr 23, 2012

Insuring Cloud Computing

While cloud computing may seem vague and confusing, the National Institute of Standards and Technologies recently completed a working definition for the…Read more →
Claims · Apr 20, 2012

Public Servant Wins Compensation Over Work Trip Sex Injury

An Australian public worker has won the workers comp. claim hearing, for the injury she got having sex in a motel during…Read more →
California · Apr 19, 2012

Accountants Professional Liability Insurance

Paperless Insurance provides comprehensive Accountants Professional Liability (APL) Just complete a short application online at  and receive a formal quote the same…Read more →

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