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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
Insurance Regulators Protect You
New York regulators have fined five units of The Travelers Cos. Inc. a combined $50,000 for paying commissions to an unlicensed insurance…Read more →Insurance Fraud – Beware
A Southern California insurance agent has been sentenced to 10 years in prison after pleading guilty to a $2.5 million fraud scheme.…Read more →Hartford Announces Job Cuts
The Hartford Financial Services Group Inc., which reported a $2.63 billion third-quarter loss last week, said it plans to cut 500 jobs,…Read more →Ramani Ayer, Hartford Chairman and CEO
To our property and casualty insurance distributors: As Chairman and CEO of The Hartford, I want to extend my personal thanks for…Read more →California Increases Temporary Total Disability Rate
The California Division of Workers’ Compensation announced that the maximum temporary total disability (TTD) rate will increase to $958.01 on Jan. 1,…Read more →Californians Take Responsibility For Underinsurance
Californians overwhelmingly consider it their responsibility to prevent underinsurance, with homeowners in areas struck by catastrophic wildfire most strongly recognizing that they…Read more →P/C Premiums Decline Again as Industry Enters ‘Uncertain Times’
Commercial property/casualty premiums continued a downward slide during the third quarter of 2008, but there were suggestions the market decline may have…Read more →Economic Downturn Presents Challenges for Title, Mortgage Industry
Reserving for mortgage insurance and title insurance in an economic downturn and amid a stressed real estate market can present challenges for…Read more →California Change to Construction Contracts Could Increase Litigation
California Gov. Arnold Schwarzenegger has approved legislation affecting indemnity for construction defect claims in contracts in residential construction — a decision that…Read more →Empathy, Communication Rank High in Auto Claims Satisfaction
Managing expectations, showing empathy, ensuring convenient service and effective communication are key themes in enhancing overall insurance customer satisfaction with the claims…Read more →FDIC – Federal Insurance Regulator?
The Federal Deposit Insurance Corp.’s powers could be expanded if Congress decides to shift insurance companies from state regulation to federal regulation,…Read more →San Mateo & Lehman Brothers
San Mateo County Calif., has decided to sue executives at the bankrupt investment firm Lehman Brothers Holdings Inc., claiming they misled investors…Read more →Make insurance the easiest thing on your to-do list.
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