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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Jun 10, 2009

So. Dakota Cell Phone Rules Might Be Tried Again

egislation to ban or limit the use of cellular phones while driving arises again in the next state legislative session. Colorado Gov.…Read more →
Jun 4, 2009

Office Safety – Ladder Safety

We have all worked on or around ladders at some time in our lives, either at work, at home or both.Ladders are…Read more →
Jun 4, 2009

Wedding Insurance

Fantasies of the perfect wedding never included banquet halls going bust or lovebirds losing their jobs.But a calamity can sneak up on…Read more →
Apr 25, 2009

Beware of Negligent Auditing

Recently, I was stalled by the Whole Foods cash register operator, who first asked me whether I have cold and hot deli…Read more →
Apr 25, 2009

Funny Insurance Law Suites

We have been paying close attention to everything that happens on the field of law suites and rulings. Starting today, we will…Read more →
Apr 6, 2009

Insuring Climate Change

Climate change is a fact. Countering it is a must. We are convinced that climateprotection makes economic sense, as it would be…Read more →
Apr 6, 2009

Food Stamps – Chance to Survive

According to Reuters 32.2 million people, one in every 10 americans, received food stamps recently. This is the record and reflection of…Read more →
Feb 24, 2009

Contractor GL CG2139 Form

The Contractual Liability Limitation eliminates coverage for liability assumed in a hold harmless or indemnity agreement. A typical hold harmless agreement includes…Read more →
Feb 13, 2009

New Auto Crash Test Report by Insurance Institute for Highway Safety

Chevrolet Silverado 1500, Dodge Ram 1500, and Nissan Titan scored low on crash test. Side airbags and occupant protection in these pickups…Read more →
Feb 13, 2009

Hostile Workplace

Insurancejournal reports that a federal jury has awarded $50,000 to a North Carolina construction worker who says co-workers hurled racial epithets at…Read more →
Feb 9, 2009

Five Major Causes for Slip-and-Fall Accidents

1. Lack of slip resistance on walking surfaces2. Poor walking surface conditions 3. Poor visibility 4. Lack or poor condition of handrails…Read more →
Dec 10, 2008

Workers Comp Losses Increase in Medical Payment

Medical costs across the country now account for nearly 60% of workers compensation losses, up from 40% during the early 1980s, NCCI…Read more →

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