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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
September is National Preparedness Month
A recent Travelers survey found that 48% of small business owners do not have a written business continuity plan. That’s especially troublesome…Read more →Ballot Health Insurance Companies Must Justify Their Rates
Initiative To Make Health Insurance Companies Publicly Justify Their Rates Qualifies for the California Ballot – Excessive Rates Could End In 2012…Read more →Common Cause of Fire – Laundry
An estimated 2,900 clothes dryer fires in residential buildings are reported to U.S. fire departments each year and cause an estimated $35…Read more →Sexual Abuse Awareness
No one ever wants a child or client to be harmed. Sometimes, however, we can miss child safety keys and best practices.…Read more →Business Insurance Market Update
The hardening insurance marketplace has led to a great deal of success for us in a variety of our niches recently. We…Read more →Difference Between Captive and Independent Insurance Agent
Some people surrender “choice” without even knowing it. That’s because they don’t choose an independent insurance agent. Choose choice now.Read more →Electronic Proof of Car Insurance
Have you ever got a ticket because you did’t have the proof your current insurance coverage (ID card) with you? Well, good news…Read more →What is “Manifestation Provision” in Insurance Policy Means
The “first manifestation” provision may significantly modify or deviate from the most recent ISO Commercial General Liability policy form, CG 00 01…Read more →What “Sunset clauses” in Insurance Policy Means?
The idea of limiting the reporting period for claims is old and relatively self-explanatory. You, as insured have a limited period in…Read more →CarFax Vehicle History Data Use in Insurance
Carfax Inc. reported that federal officials have approved its patent applications for its auto insurance underwriting and rating system based on vehicle…Read more →Earthquake Deductible Buyback in California
A few facts about earthquake insurance: Fact I: Most residential insurance policies do not cover earthquake damage – a separate earthquake policy…Read more →Progressive Expands Commercial Auto Offerings, Introduces New Coverage
Progressive Insurance has expanded its commercial auto product with updated offerings and programs. The latest commercial package brings more coverage options and…Read more →Make insurance the easiest thing on your to-do list.
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