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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
Disability Benefits for Injured Employees
In addition to providing medical treatment, workers’comp insurance compensates injured employees for their disability and lost earnings. These compensation benefits can take…Read more →Understanding the Cost of Your Workers Compensation Policy
Workers’ compensation premium is calculated differently from other types of insurance. Your cost depends on the type of business you operate, your…Read more →What to Expect When an Employee Is Injured
As soon as you are aware of a possible work-related injury or illness, you should take action to provide medical treatment and…Read more →Business Continuity Management
Business Continuity Management by Hartford on September 16, 2010Read more →Motor Vehicle Crash Injuries Statistics
In a one-year period, the cost of medical care and productivity losses associated with injuries from motor vehicle crashes exceeded $99 billion…Read more →Professional Liability Coverage for Contractors
Zurich has introduced an enhanced professional liability policy aimed at mid-sized and large construction customers. “The coverage is designed for the professional…Read more →Pregnancy Discrimination
As reported by WorkForce.com (full article: http://www.workforce.com/section/00/article/27/30/48.php_ A pregnant welder who was transferred from her job can pursue pregnancy discrimination and Americans…Read more →Another Workers Comp increase in California?
California’s Workers’ Compensation Insurance Rating Bureau is considering requesting a 30 percent increase in pure premium rates for 2011 policies. The news…Read more →Illegal Insurance Rescission Prevention in California
California Insurance Commissioner has imposed regulations designed to combat illegal rescissions. The rules take effect on August 18. Currently, health insurers may…Read more →ISO changes for 2011 and later vehicles
The Insurance Service Office (ISO) has revised its method of assigning symbols to vehicles. Rather than a single symbol, there will be…Read more →WCIRB Violates Open-Access Agreement with Department
Newly discovered documents obtained by Workers’ Comp Executive reveal that the Workers’ Compensation Insurance Rating Bureau (WCIRB) is violating both the letter…Read more →Mitigating Sexual Misconduct & Molestation Exposures
In today’s increasingly litigious environment, entities are being contractually required to carry limits of sexual misconduct and molestation insurance never before carried.…Read more →Make insurance the easiest thing on your to-do list.
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