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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
You’ve Been Served, Brazoria County, TX
The Texas Supreme Court has determined that a lawsuit filed against a “governmental unit” within six months of an incident can be…Read more →Markel Launches Markel Management Liability
Markel Corporation has introduced Markel Management Liability, an integrated suite of coverages including directors’ & officers’ liability, employment practices liability, and fiduciary…Read more →Insurance Goes Green
Insurers have new incentives to go green, thanks to a new law signed by California Governor. AB 1011 requires the state Department of…Read more →Do You Oppose Billing Auto Insurance Carriers for Accident Fees
Do you, really? If yes, than you are likely the minority in California. Because Californians disagree with the idea that communities should levy…Read more →Zurich Settles Half a Billion Claim
Zurich Financial Services Ltd. and its Farmers Group Inc. subsidiary are paying $455 million to settle a class-action lawsuit challenging management service…Read more →Is Your Insurance Company Double Taxed in California?
Did you pay 3% surplus lines tax and 0.25% filing fee for your policy with a company that is Non-Admitted in California?…Read more →Insurance Cancellation Fees Must Be Disclosed in Calif.
Insurers in California will now be required to disclose cancellation penalties —prior to or concurrent with an application for insurance — thanks…Read more →Ban of Texting While Driving Didn’t Reduce Crashes
As for me – it’s too early to judge… As for me, it’s too complicated to prosecute. As far as I can…Read more →Insurance for contractors – announcement
In the past we were resistant to write insurance for artisan contractors. We were mostly dealing with small, usually one man, companies,…Read more →Modified Privacy Regulations Make Insurance Shopping Easier in California
In what’s being called “a major victory for insurance agents and brokers,” the California Department of Insurance has notified the California Office…Read more →Drivers More Cautious When Monitored by Traffic Cameras
Red-light cameras — recent additions at many Washington intersections — make drivers more cautious in pushing the limits of yellow lights, according…Read more →Poor Service Leads to Fraudulent Insurance Claims: Survey
More than half of U.S. consumers say poor service from an insurance company is more likely to cause an individual to commit…Read more →Make insurance the easiest thing on your to-do list.
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