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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
How to Reduce False Alarm Alert
What is a false alarm? A false alarm is when law enforcement finds no evidence of a criminal act or evidence of…Read more →How to respond to fraud with my Facebook account
Step 1: secure your account. Choose a password that is the same strength as one you would choose for online banking (but…Read more →CGL Independent Contractor Exclusion
Many insurance policies include the following standard provision: “This insurance does not apply to bodily injury, property damage, personal injury, advertising injury,…Read more →What Every Business Owner Should Know About Credit Card Protections
Protecting Against Consumer Identify Theft The use of credit and debit cards and electronic payments has become a way of life for…Read more →Reduce the Chances of Dog Biting
With dog bite claims accounting for over one-third of all homeowners insurance liability claim dollars in 2011, we remind dog owners to…Read more →Avoiding Liability on Your Website
The Internet provides a rich environment for creative communication. Used with care, it can assist in increasing product safety. But in their…Read more →California Signs Electronic Proof Of Insurance Bill
Yes! It happens right now. We witness a great moment of the history! Gov. Jerry Brown made California the seventh state in…Read more →Vote for Pet Insurance Claims of the Year
Here are the 12 unusual claims nominated for the 2012 Hambone Award: July 2011 – Ginger the golden retriever (Rocky Hill, Conn.).…Read more →Business Insurance Market Update
The hardening insurance marketplace has led to a great deal of success for us in a variety of our niches recently. We…Read more →Difference Between Captive and Independent Insurance Agent
Some people surrender “choice” without even knowing it. That’s because they don’t choose an independent insurance agent. Choose choice now.Read more →Small Business Safety Tips: Business Property
Possible accidents: Fire occurs due to outdated or old wiring damaging both the building your business owns and some of your equipment…Read more →Laws Regarding the Recording of Phone Calls
Many businesses and other organizations record their phone calls so that they can document business transactions, train their employees, and improve customer…Read more →Make insurance the easiest thing on your to-do list.
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