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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Alabama · Oct 1, 2012

Protection for Water and Sewer Districts

Serving the public is a serious, round-the-clock responsibility. It’s your job to protect, plan for, and serve the needs of your community as…Read more →
Cyber Liability · Sep 28, 2012

Enhanced Cyber Coverage

Did you know that the average organizational cost for data breach in 2011 was $5.5 million and the average cost per compromised…Read more →
Business Owners Package Policy · Sep 20, 2012

What Every Business Owner Should Know About Credit Card Protections

Protecting Against Consumer Identify Theft The use of credit and debit cards and electronic payments has become a way of  life for…Read more →
CGL Commercial General Liability · Sep 17, 2012

Avoiding Liability on Your Website

The Internet provides a rich environment for creative communication. Used with care, it can assist in increasing product safety. But in their…Read more →
Building · Aug 12, 2012

Business Insurance Market Update

The hardening insurance marketplace has led to a great deal of success for us in a variety of our niches recently. We…Read more →
CGL Commercial General Liability · Apr 23, 2012

Insuring Cloud Computing

While cloud computing may seem vague and confusing, the National Institute of Standards and Technologies recently completed a working definition for the…Read more →
Additional Insured · Mar 28, 2012

Risk Transfer: Managing 3rd Party Relationships

Introduction: Case Scenarios – A painter’s scaffold collapses resulting in severe injury to the painter and a pedestrian. The painter had no…Read more →
Coverage · Mar 7, 2012

Medical Identity Theft

What is medical identity theft? How can it put a patient in jeopardy? How are data breaches involved? Healthcare fraud is costing…Read more →
Building · Jan 26, 2012

Paperless Insurance Now Offers Coverage in New York

SAN FRANCISCO-based independent insurance brokerage Paperless Insurance Services (PIS INC), Inc. has started offering business insurance products in the State of New…Read more →
Cyber Liability · Dec 9, 2011

Reduce Cyber Risk and Data Breach – Change Password

One way to help lower personal and business cyber risk is to avoid using easy-to-crack passwords. SplashData, a password management application maker,…Read more →
Cyber Liability · Dec 7, 2011

How to Compete for Clients with Large Retailers / eTailers

The fact: the chance are slim to none that any local retail store will ever “beat” the large retailer or etailer, like…Read more →
Certificate of Insurance · Nov 17, 2011

Eleven Cybersecurity Tips for Small Businesses

Broadband and information technology are powerful factors in small businesses reaching new markets and increasing productivity and efficiency. However, businesses need cybersecurity…Read more →

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