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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Business Owners Package Policy · Sep 8, 2014

Anatomy Of Effective Craigslist Advertising

When it comes to affordable advertising, your local Craigslist site has the potential to give you plenty of bang for your buck.…Read more →
Bad Insurance News · Jul 9, 2014

Report: New Emerging Risks

Swiss Re has released a report – ”New emerging risk insights,” which is based on the reinsurer’s SONAR process, described as a…Read more →
California · Apr 4, 2014

April is National Safe Digging Month

Call 811 before you dig. Whether you’re planting a garden, building a fence or remodeling your home, no project is too small…Read more →
Coverage · Mar 23, 2014

Product Recall Insurance Explained

Product Recall Insurance Explained Product Recall History and Overview The coverage has been around since the 80’s  of  XX’s Century. The first type…Read more →
risk · Jan 23, 2014

Introduction to Business Continuity Planning

Each year, businesses and organizations are affected by man-made and natural events and disasters. Market competition and the fast pace of business…Read more →
risk management · Jan 6, 2014

Tips for Winter Storm Victims

First, damage to the house and its contents caused by weight of snow or ice, creating a collapse, is covered under standard…Read more →
Commerical Auto · Dec 31, 2013

Managing use of Non-Owned Personal Vehicles

Many small businesses and other organizations furnish company owned vehicles for transportation needs including trucks, vans, buses and automobiles. However, it is not…Read more →
paperless advise · Dec 27, 2013

Stair Safety Slip and Fall Prevention

Slip and fall is the #1 liability claim from a frequency and severity standpoint. Numerous factors can contribute to these types of…Read more →
CGL Commercial General Liability · Dec 26, 2013

Negative Review and Freedom of Speech

Are you buying a fair amount of goods or services online and sometimes wish to leave a negative review? Do you always…Read more →
Admitted Insurance Company · Dec 24, 2013

Commercial Kitchen Fire Safety

Operation of a commercial grade kitchen, many safety considerations should be addressed, including food safety, employee and volunteer safety, and fire safety.…Read more →
paperless advise · Dec 16, 2013

Five Tips That Can Help You Stay Safe During the Holidays

The holidays are meant to be a time for fun and celebration with family and friends. However, the hectic pace of the…Read more →
CGL Commercial General Liability · Dec 10, 2013

Candle Safety

According to Underwriters Laboratories (UL): “Fire statistics show that one out of every three candle fires occurred when candles were left unattended or…Read more →

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