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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Coverage · Apr 18, 2013

Important Federal Fines Coverage for your Nonprofit Social Service Organizations

The Nonprofit D&O Liability Program includes Coverage for Specific Federal Fines and Penalties. A common exposure that social service organizations face that…Read more →
California · Apr 1, 2013

Northern California Business Owner Sentenced For Premium Fraud

A Northern California business owner has been sentenced for workers’ compensation insurance premium fraud and pay over $2 million in restitution to…Read more →
Alabama · Mar 27, 2013

Insurance for Alcohol and Drug Treatment Centers

Alcohol & Drug Rehabilitation facilities provide medical assistance and behavioral and nutritional counseling to individuals who are in need of substance abuse…Read more →
Coverage · Mar 25, 2013

Workers Comp. Requirements in North Carolina

Workers’ compensation insurance is required in all 50 states, and North Carolina law requires businesses with three or more employees to buy…Read more →
Admitted Insurance Company · Mar 6, 2013

What insurance do dental labs really need?

What insurance do labs really need? In this short article we provide answers to some of the most common insurance related questions.…Read more →
Business Owners Package Policy · Nov 18, 2012

Ensure Your Inventory is On Time

1. Perfect your plan Every savvy shopper has a plan for buying the perfect gifts. Do you have a plan for making…Read more →
Alabama · Oct 1, 2012

Protection for Water and Sewer Districts

Serving the public is a serious, round-the-clock responsibility. It’s your job to protect, plan for, and serve the needs of your community as…Read more →
Business Owners Package Policy · Sep 4, 2012

September is National Preparedness Month

A recent Travelers survey found that 48% of small business owners do not have a written business continuity plan. That’s especially troublesome…Read more →
Building · Aug 12, 2012

Business Insurance Market Update

The hardening insurance marketplace has led to a great deal of success for us in a variety of our niches recently. We…Read more →
California · May 11, 2012

Heat Exhaustion and Heat Stroke

When working outdoors in hot weather, workers who do not take precautions can suffer from heat exhaustion or heat stroke. Heat exhaustion…Read more →
Coverage · May 8, 2012

Customer of Size Policy

A woman suing Southwest Airlines Co. over its policy regarding overweight passengers says she’s not interested in the airline’s money. Back in…Read more →
D&O · Apr 24, 2012

LOSS CONTROL & BACKGROUND CHECKS

     Inadequate due diligence and negligent hiring practices in the home health sector harms not only an organization, but its patients,…Read more →

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