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Unique Insurance Coverage

Airport-related Property Risks Insurance

We are working with the industry leaders in  insuring airport-related property risks. We understand this industry and its many unique exposures: hangars, airport buildings, specialized mobile equipment and unique business interruption exposures. We are dedicated to providing the specialized coverages needed to address your unique airport needs, including: • Property • Inland marine • Ocean marine • Boiler and machinery • Auto Standard Coverage Includes: Special “Deluxe” Policy Form 100% Replacement Cost Coverage Flood Coverage Extra Expense Newly Acquired Property Co-Insurance Waived Back-up of Sewers & Drains Debris Removal Fine Arts Fire Department Service Charge Pollutant Clean-Up Theft Damage Accounts Receivable Valuable Papers… Read More »Airport-related Property Risks Insurance

Wedding Insurance Claims

Wedding insurance has become even more essential for any family looking to protect itself against vendor and venue mishaps – close to home or far away – from lost deposits to missing flowers. Vendor and venue problems are the most frequent causes of wedding day mishaps that result in insurance claims. Wedding insurance experts at Travelers Insurance recently analyzed the company’s wedding insurance claims from 2011 and found that a total of 31 percent of all wedding claims were the result of problems associated with vendors and venues. The most common vendor- and venue-related problems include the facility or vendor going… Read More »Wedding Insurance Claims

Cheesy for some Papa John’s

Fireman’s Fund has opened the door to a new eligible risk and franchise for Paperless Insurance! The franchise’s ‘Better Ingredients,  Better Pizza” has made them infamous but their esteemed reputation and recognized leadership practices has made them our goal! Papa John’s Pizza now eligible in Paperless Insurance’s national Pizza Operators Insurance Program. Our program is written on a Business Owners Policy (BOP), which includes Business Personal Property with Tenants Improvements and Betterments, Business Real Property (if insured owns the building) and Business Liability. The BOP also includes Data Compromise, Crisis Management, Food Contamination, and Identity Recovery. Other coverages available in most states include Non-Owned Auto, Hired Auto, Owned Auto, Excess Liability, Liquor Liability, Workers Compensation, Employee Benefits Liability, Employment Practices Liability and Payment… Read More »Cheesy for some Papa John’s

D&O Liability for Non-Profits

Did you know that Paperless Insurance offers Directors’ & Officers’ Liability coverage for Nonprofit Organizations? Designed specifically to meet the unique needs of Nonprofits including, but not limited to, social service agencies, associations, museums and foundations, this program is offered through a special program administrator, and endorsed by a number of prestigious organizations such as United Way Worldwide, the American Association of Museums and the American Society of Association Executives. Coverages Tailored to Each Specific Class of Nonprofit Full Limit Anti-trust coverage for Associations, IRS Fines and Penalties coverage for Foundations, and Provenance Sublimits for Museums are just a few… Read More »D&O Liability for Non-Profits

Insurance for Homeless Shelters

Paperless’ Health & Human Services Program includes insurance designed for Homeless Shelters – those hard to place risks, which service the immediate needs of others by supplying food, shelter, clothing and safety. As the cold air encroaches and the icy season getting in full, it is a wonderful time to contemplate our own blessings and how we can help others in our communities.

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Trust thy agent as thyself?

Do you trust your insurance agent? A new study reveals that most small business owners do trust their insurance agents more than other financial services businesses. The study, under the commission of The Hanover Insurance Group Inc., proved that the trust is the only most important consideration for business owners when choosing an insurance provider. The study showed that small business owners have a higher level of trust in independent agents than they do with professionals in other financial services industries. The majority of small business owners reported that they consider independent agents as being trustworthy. We, at Paperless Insurance Services, are… Read More »Trust thy agent as thyself?

Cargo Elite by Travelers – Simply the Best

Travelers Cargo Elite® policy provides outstanding coverage for importers and exporters, including automatic “all risk”* coverage for international shipments of new merchandise – even for goods your client has never shipped before. Benefit from a policy that offers an extensive range of coverage features, streamlined reporting and the ability to issue online special policies anywhere, anytime. Cargo Elite Coverage Highlights: Policyholders have full rights to the possession and control of all damaged goods. If a loss is not immediately apparent at the time of delivery, Travelers coverage applies to the discovered loss up to 60 days after arrival to the… Read More »Cargo Elite by Travelers – Simply the Best

Lightning Protection Inspection Program

he Missouri-based Lightning Protection Institute (LPI) is implementing an independent inspection program designed to perform on-site lightning protection inspections. LPI is a not-for-profit group founded in 1955 to promote lightning safety. The organization provides a certification program in lightning protection installation, design and inspection and offers a list of certified contractors across. The group says that lightning is the most frequently experienced weather peril, and its destructive electricity is responsible for billions of dollars in losses to homes and businesses in the U.S. Lightning protection systems can protect commercial, industrial and residential structures, but the groups say it’s important that… Read More »Lightning Protection Inspection Program

You Would Have to Be High Not to Buy This Coverage

Medical cannabis dispensaries, collectives, cooperatives, cultivators and caregivers  operating within state guidelines have a new option to protect themselves. Coverage for medical marijuana operations is now available. In addition to working with one of the largest, A+ rated, international insurance carriers to develop the raid coverage program, the programs specifically designed to meet the evolving insurance needs of the medical cannabis community to protect legally operating medical cannabis businesses. The coverage provides relief to cannabis operations raided by state or local law enforcement agencies provided the operations have adhered to all specified state and local cannabis-related guidelines and are found innocent… Read More »You Would Have to Be High Not to Buy This Coverage