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One Person, One Focus

Studies done by psychologists have discovered that the human race isn’t built to multi-task (surprise, surprise!). The human brain is designed to focus. Heck. Even Superman can’t do several items at once. Have you ever seen him when he has to decide who to save first? Even Superman can’t be at two places at once! Sure. It feels efficient to when you’re doing 50 things at the same time and you may even brag that you’re great at it but guess what… it’s bound to bite you in the butt. Doing everything on your to do list at the same… Read More »One Person, One Focus

The Growing Problem of Medical Identity Theft

The growing problem of medical identity theft and the havoc it wreaks with its victims is highlighted in a recent Bloomberg article. Medical identity theft victims are usually reticent to share the details of the crime since the theft is felt as such a personal violation. Details of the theft are shared here, as well as ID Experts’ investigative and restoration efforts on the victim’s behalf, including the challenges to unraveling the tangled web of medical identity theft. “Arnold Salinas knows a lot about the person who stole his identity. He’s 5-foot-9, 190 pounds. He pays for pizzas with forged… Read More »The Growing Problem of Medical Identity Theft

More Workers Claiming Job Discrimination Over Language, Accents

More people in the workforce are claiming discrimination over their English-speaking ability or foreign accents, according to federal officials. Workplace discrimination complaints based on national origin — which often involve language ability — rose by 76 percent from 1997 to 2011, when more than 11,800 complaints were lodged with the U.S. Equal Employment Opportunity Commission. Read more

Identity Theft Risks After an Auto Accident

Each year, millions of Americans become victims of a car crash that causes mess on their day (and often their body and vehicle.) Auto accidents are stressful situations that can lead us to reveal more of our personal information to strangers than necessary. Even small fender benders can cause long-term pain if a friendly exchange of info leads to a compromise of one’s most sensitive personally-identifying data. A recent survey taken by the National Association of Insurance Commissioners (NAIC) revealed that many of us don’t know the proper steps to take after an accident, and most of us share too… Read More »Identity Theft Risks After an Auto Accident

How to Protect Against Identity Theft in College

By Menachem Wecker In interviews ahead of National Cyber Security Awareness Month, which runs through the end of October, cyber security experts—both here and abroad—said identity theft is a serious problem, which may require extra vigilance on college campuses. Identity theft can mean anything from users’ online bank accounts being compromised to their E-mail accounts being hacked and used to mass-distribute spam. “Universities are, by their nature, open, trusting environments. Nobody thinks that they will be subject to an attack, and that isn’t just isolated to students,” says Alan Woodward, a cyber security specialist and visiting professor at the University… Read More »How to Protect Against Identity Theft in College

How to respond to fraud with my Facebook account

Step 1: secure your account. Choose a password that is the same strength as one you would choose for online banking (but don’t use the same password). Having a strong password will help prevent someone from hacking into your account. Step 2: take precautions with where you access your account. If using a mobile phone, free network, or an unsecured network, or public computer (at a library, in school, even at work) it may not be worth updating your status for the sake of your privacy. Step 3: read the privacy terms and agreements of any applications you might download… Read More »How to respond to fraud with my Facebook account

Top 10 Car Technologies

According to researchers at The Hartford and MIT, smart headlights, emergency response systems and reverse monitoring features rank highest in car technologies. As more and more of these features are incorporated into vehicles, we believe that it’s important for drivers to be knowledgeable of and use those technologies that can enhance safe driving capacity, comfort, and confidence. Smart headlights: adjust the range and intensity of light based on the distance of traffic and to reduce glare and improve night vision Emergency response systems: offer quick assistance to drivers in the case of a medical emergency or collision, often allowing emergency… Read More »Top 10 Car Technologies

California Signs Electronic Proof Of Insurance Bill

Yes! It happens right now. We witness a great moment of the history! Gov. Jerry Brown made California the seventh state in the nation to allow drivers to show proof of insurance coverage using their smart phone. Brown on Friday signed Assembly Bill 1708, a bill authored by Assemblyman Gatto, which will give drivers the option to show proof of financial responsibility electronically using a mobile electronic device. “Governor Brown just brought proof of coverage into the 21st Century by signing AB 1708,” said Armand Feliciano, with the Association of California Insurance Companies. “California has long been known as ground zero… Read More »California Signs Electronic Proof Of Insurance Bill

Vote for Pet Insurance Claims of the Year

Here are the 12 unusual claims nominated for the 2012 Hambone Award: July 2011 – Ginger the golden retriever (Rocky Hill, Conn.). Sniffing turned snippy when a feisty snapping turtle chomped down on Ginger’s nose, causing quite a scare and lacerations to her muzzle. August 2011 – Havee the Havanese (Pompton Plains, N.J.). A cleaning spree resulted in a trip to the local animal hospital when Havee’s tail was run over by the vacuum after he fell asleep under the dining room table. September 2011 – Kei the shiba inu (Wadswoth, Ill.). An escalator excursion landed Kei in the animal… Read More »Vote for Pet Insurance Claims of the Year

This week’s Top 10 features on BusinessInsurance.com

Below are links to the 10 most popular features that ran on our site during the week of August 20, 2012. 1. Self-funded employers will pay billions for high-cost coverage 2. Brokers can discover insurers’ risk appetite with new search engine 3. Aetna to buy Coventry Health for $5.6B 4. Enterprise risk management making headway, but obstacles remain: Study 5. USI Insurance Services buys insurance broker TD Insurance 6. Workers compensation suit hinges on group cut 7. DSW Shoe Warehouse wins dispute with Chartis unit over data theft coverage 8 Mid-market companies face health benefits enrollment challenges 9. Travelers sues NFL over ex-players’ brain injury lawsuits 10. New York Fed… Read More »This week’s Top 10 features on BusinessInsurance.com