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Insurance for building

Travelers offers affordable protection for Building Owners. In addition to our Core coverages Building Owners Endorsement a valuable addition to any Building Owners Policy is offered.  With the addition Building Owners Endorsement you receive the following protection: • Debris Removal: Increased to $50,000 • Lessor’s Leasehold Interest Coverage: Up to $25,000 • Tenant Move Back Expense:  Increased to $100,000 per premises/$250,000 in any on occurrence • Utility Services Direct Damage: Up to $10,000 • Ordinance or Law: Increased to $100,000 per premises/$250,000 in any one occurrence • Ordinance or Law: Increased Period of Restoration – Increased by $50,000 Get instant insurance Quote now from us today and… Read More »Insurance for building

Remote Work and Telecommuting Liability Exposures

Remote work arrangements, including telecommuting and working from satellite offices, have increased at nearly one-third of U.S. companies, according to a survey of chief financial officers released Wednesday. • Keep remote workers informed on the latest news from their departments and the company using regular calls and in-person meetings in addition to email. • Ensure that off-site employees have the necessary resources, including appropriate network access. • Establish expectations and guidelines at the beginning, and monitor the arrangement and adjust as necessary. • Establish and follow appropriate security protocols. • Include remote workers in team activities and recognize their accomplishments… Read More »Remote Work and Telecommuting Liability Exposures

Electronic Audit of Insurance Premium

Business insurance premium is subject to audit: workers compensation audits payroll, product liability audits sales, payroll as well is under audit in the construction industry. And if you ever had business insurance and gone through the audit, I am sure you’d been wondering around confusing forms on multiple pages, that required you some calculations and even your accountant was raising the eyebrow. Well, lucky us, no longer that would be the case with policy written through Select Travelers Insurance as the national rollout of our new ePHR (Electronic Policyholder Report) audit process to all eligible Select Policyholder is taking place… Read More »Electronic Audit of Insurance Premium

Insurance Goes Green

Insurers have new incentives to go green, thanks to a new law signed by California Governor. AB 1011 requires the state Department of Insurance to collect data from insurers on their greenhouse gas reductions and green investments as part of their community development investments. The information will be shared on the DOI Web site. Insurance companies that go green also may be eligible for a tax credit for qualified investments in low- and moderate-income urban and rural communities “It is the intent of the Legislature to provide an incentive in the form of California tax credits to attract much needed additional… Read More »Insurance Goes Green

California Worker’s Compensation Medical Provider Network (MPN) New Requirements Effective October, 2010

In an effort to streamline the notification process and reduce the burden on employers, the Administrative Director of the California Division of Worker’s Compensation (DWC) recently amended regulation relating to MPN’s. The DWC regulates how an employer implements a MPN, requiring them to provide specific notification to their California employees. The purpose of this letter is to alert you to the new requirements and advise you of the steps being taken to inform our customers. The amended regulation becomes effective on October 8, 2010. By that date employers must: Post the updated form DWC-7, Notice to Employees –Injuries Caused by Work… Read More »California Worker’s Compensation Medical Provider Network (MPN) New Requirements Effective October, 2010

Electronic Health Records and Increased Liability Risk

The benefits of ever increasing information technology part in health records keeping is substantial, yet the Electronic Health Records System (EHRS) also provides with increased liability risks for health care providers as to possible software or hardware problems or user errors. On one hand, a quick transition to digital heath records seems long awaited part of the high-tech change. It may seem surprising that many health care professionals continue to keep notes and prescriptions on paper. Saying that, use of EHRS may result in problems with software bugs, creating additional liability exposures. Congress has made a $19 billion investment in promoting… Read More »Electronic Health Records and Increased Liability Risk