Blog
Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
Three-Wheeler Vehicles Get Okay on Ohio Streets
A new law that took effect on September 23 and allows fuel-efficient three-wheelers such as the Zap Xebra (ZEE’-bruh) and the Myers…Read more →California Offers Protections for Seniors
California Gov. Arnold Schwarzenegger has signed AB 2150 by Assembly member Patty Berg that helps protect consumers by preventing the financial abuse…Read more →Many Ohio Fire Departments Lag in Response Time
A newspaper investigation finds that few fire departments in fast-growing central Ohio are meeting the national standard for response time to fires.…Read more →Insurance Producers Start to Move Business from AIG to Competitors
Despite assurance from state regulators that the insurance subsidiaries of American International Group (AIG) are financially sound, insurance producers are moving accounts…Read more →Insurer Can’t Bring Subrogation Claim Against Attorney
Insurers are not allowed to bring equitable subrogation actions premised on professional negligence against attorneys, the Colorado Court of Appeals has ruled.…Read more →Wisconsin Sleep-Related Truck Crash Prompts Federal Call for Research
Trucking companies should work harder to enforce that their drivers get rest, and the government should move toward mandating the use of…Read more →Calif. Insurance Commissioner Considers 2010 Bid
California Insurance Commissioner Steve Poizner, a wealthy Silicon Valley entrepreneur with a centrist political style, took an initial step toward seeking the…Read more →Hawaii Files for 11.6% Workers’ Comp Decrease
Hawaii’s Department of Commerce and Consumer Affairs’ (DCCA) Insurance Division announced that the National Council on Compensation Insurance (NCCI) has filed a…Read more →Storm Surge Not Covered in Texas Windstorm Association Policies
A Texas consumer group took issue with the state-chartered windstorm insurance association over its refusal to pay coastal residents for storm surge…Read more →FLOOD INSURANCE
You don’t have to own waterfront property to need flood insurance Flood insurance…when you know the facts, it’s not a luxury, it’s…Read more →Washington Proposes 3% Increase in Workers’ Comp Rates
Washington’s Department of Labor & Industries (L&I) has proposed a 3 percent increase in 2009 workers’ compensation rates. Average premiums would go…Read more →California Commissioner Issues Statement on AIG
Responding to the federal government’s bail-out of AIG, California Insurance Commissioner Steve Poizner issued the following statement, noting the two dozen companies…Read more →Make insurance the easiest thing on your to-do list.
Questions? We speak insurance and plain English. Fast quotes, actual humans, and not a single envelope to lick.