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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

workers compensation · Feb 10, 2011

Noncompliance with OSHA Citations

The U.S. Department of Labor’s Occupational Safety and Health Administration in late December arrested two St. Louis, Mo., employers for failing to…Read more →
California · Jan 11, 2011

AB 2774 – California OSHA Law

AB 2774 became law in California on Jan. 1, 2011. It’s one of the most important pieces of occupational safety and health…Read more →
Texas · Jan 10, 2011

How to Self-Insure in Texas

Under Texas law, certain large, private companies can self-insure for workers’ compensation claims, while retaining the protection of the Texas Workers’ Compensation…Read more →
California · Nov 30, 2010

New CEO at California State Fund

California’s State Compensation Insurance Fund has named Tom D. Clark as its chief operating officer. Clark, who assumes his new role on…Read more →
everyone plays its own dirty game · Nov 4, 2010

Invest in Security Cameras

Authorities say a central New York convenience store’s surveillance cameras caught a man purposely pouring soda on the floor and then faking…Read more →
Claims · Oct 19, 2010

Maine Court: You’ve got to be kidding me…

Maine’s supreme court says a workers’ compensation beneficiary isn’t eligible for additional benefits for a car crash that happened with on a…Read more →
California · Oct 19, 2010

California Workers Comp. Insurance Rates Up 3%

California workers compensation insurance rates increased 3% on average during the first six months of 2010 over the same period in 2009,…Read more →
Medical Health Insurance · Sep 27, 2010

Will Group Health Cost Rise in 2011?

According to Hewitt’s Associates, group health care plan costs are expected to increase an average of 8.8% in 2011, the largest percentage…Read more →
California · Sep 23, 2010

California Worker’s Compensation Medical Provider Network (MPN) New Requirements Effective October, 2010

In an effort to streamline the notification process and reduce the burden on employers, the Administrative Director of the California Division of…Read more →
New York · Sep 15, 2010

Facebook rules again

In the past, we were astonished by several messages, coming from different sources, on how Facebook helps to adhere the law. There…Read more →
Claims · Sep 8, 2010

Workers’ Comp Fraud and You: Don’t Get Cheated

Fraud can take several forms in workers’ comp, but the bottom line is the same: >>>>>>>>>>>>>>Someone is trying to cheat the system…Read more →
California · Sep 8, 2010

Employer’s Basic Workers’ Comp Responsibilities

It’s time for a quick policy checkup. By law you must follow certain procedures for (1) notifying your employees about workers’ compensation…Read more →

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