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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
Liability for ADA Violation
Companies can be found liable for discrimination against disabled people under state civil rights law even if the discrimination is unintentional, says…Read more →Liability for “Blast” Faxes
Recently Business Insurance had an article on court decision on “blast” faxes triggering liability coverage. In short, the sending of unsolicited “blast”…Read more →Workers Comp. for Corporate Officers
Corporate officers (including partners and LLC managers and members) may choose to be covered (or not) when you obtain your policy. If…Read more →Whole Foods Pulls Raw Milk Off Shelves Nationwide
Whole Foods Pulls Raw Milk Off Shelves NationwideRead more →Volcanic Ash – Frequently Asked Questions
The below questions and answers apply to policies purchased through Travel Guard Group, Inc. USA (Travel Guard). Question One: “I am scheduled…Read more →Workers Comp. for Farming Operations
You may allocate payroll among applicable classifications according to the kinds of commercial crops grown. Keep track of payroll accrued per crop.…Read more →Michigan Assigned Claims Plan
Michigan established the Assigned Claims Plan in 1973. Any person (Michigan resident or not) who is injured in an accident in Michigan…Read more →Underwriting Nanotech Risks
8, ISO introduced a new form CW 33 69 06 08 – Nanotubes and Nanotechnology Endorsement Exclusion. The form excludes coverage for…Read more →Back Injuries: Non-Surgical Treatment v. Surgical Treatment
A new study suggests that surgical treatments for back injuries due to workers’ comp injuries may not yield long-term results.The study, published…Read more →LANDSCAPER SAFETY
Landscapers work outdoors to maintain and beautify the scenery. Their work involves tasks that could prove hazardous: electric and gas power tools,…Read more →Are You Prepared for an Emergency?
Emergencies in the workplace cannot be eliminated, but if you have an emergency action plan in place and have trained workers to…Read more →Zurich North America Doing Good
Zurich’s Specialties’ Management Solutions Group has created a new practice aimed at offering management liability insurance to public emerging growth companies with…Read more →Make insurance the easiest thing on your to-do list.
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