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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
How to Self-Insure in Texas
Under Texas law, certain large, private companies can self-insure for workers’ compensation claims, while retaining the protection of the Texas Workers’ Compensation…Read more →U.S. Lowest Auto Insurance Premium
Auto insurance premiums in the North and South Dakotas are the lowest in the nation, according to ND insurance commissioner Adam Hamm. A new report issued…Read more →MarketScout Predicts End of Soft Market in 2011
Commercial property/casualty insurance rates dropped an average of 5% in December 2010 compared with a year earlier, MarketScout said. The Dallas-based electronic…Read more →E&O Coverage for Small Law Firms
When it comes to the legal profession, there are two known facts: claims against lawyers tend to increase in an economic downturn;…Read more →Delaware Bans Cell Phone Use While Driving
Welcome to the club! A ban on hand-held cell phone use while driving is taking effect in Delaware. Police can pull over if…Read more →Your Dollars at Work
Have you heard of the mother nature water cycle? There is rain and there is evaporation. Same thing in insurance. If there…Read more →Watch Your Car This New Year’s Day
You’ve got your plans for New Year’s? The list of commitments is ready, the fridge is stocked for the party. You’re ready…Read more →Quick and Simple Insurance Coverage Explanation Cheat Sheet
MORE COMMON: General Liability including Blanket Vendors –This coverage is broadly written for all operations and respects liability to 3rd parties subject…Read more →Catalytic Converter Thefts Up
Catalytic converter theft is on the rise in many parts of the country. The converters contain precious metals such as palladium, platinum…Read more →Top 5 Holiday Insurance Claims
According to Rocky Mountain Insurance Information Association among the top holiday mishaps are: – Stolen holiday decorations from the front yard. Under…Read more →FBI Reports: Crime goes down in 2010
The nation experienced a 6.2% decrease in the number of violent crimes and a 2.8% decline in the number of property crimes…Read more →Stolen Car Crashes – Owner’s Responsibility
Have you heard a joke about a landlord, whose house was burglarized, so the landlord is found guilty for not having a knob on the…Read more →Make insurance the easiest thing on your to-do list.
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