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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Claims · Oct 19, 2011

Top Five Mistakes Drivers Make

For many drivers, getting behind the wheel is second nature, so it’s easy to make errors without realizing it. However, these errors…Read more →
Coverage · Sep 16, 2011

Remote Work and Telecommuting Liability Exposures

Remote work arrangements, including telecommuting and working from satellite offices, have increased at nearly one-third of U.S. companies, according to a survey…Read more →
USL&H · Sep 13, 2011

When your Employees Covered under USL&H

The U.S. Longshore and Harbor Workers’ Act covers “employees,” defined as “any person engaged in maritime employment, including any longshoreman or other…Read more →
Audit · Sep 9, 2011

Electronic Audit of Insurance Premium

Business insurance premium is subject to audit: workers compensation audits payroll, product liability audits sales, payroll as well is under audit in…Read more →
Insurance claim or case example · Aug 31, 2011

Can Employer Pass Workers Comp. Cost to Employees?

Employers cannot pass their workers compensation premium expenses on to employees, Massachusetts’ Supreme Court ruled Wednesday, Aug 31, 2011. The ruling in…Read more →
Florida · Aug 30, 2011

Workers Comp Fraud With Check Cashing Firms

Florida officials, law enforcement officers and trade groups are working to stop check cashing companies from aiding workers’ compensation fraud in the…Read more →
California · Aug 23, 2011

Subrogation Limits in Workers Comp. Cases

A ruling handed down by California’s Supreme Court represents a loss for workers compensation payers’ ability to pursue subrogation claims against certain…Read more →
California · Aug 18, 2011

Finally, California Workers Comp. Rate Decrease

The Workers’ Compensation Insurance Rating Bureau of California on Thursday said it will call for a pure premium rate decrease of 1.8%…Read more →
Good Insurance News · Aug 1, 2011

Payroll billing – pay as you go – workers compensation insurance

Not a long while ago, the payroll billing premium was available only through a state compensation insurance company, for a large premium…Read more →
California · Jul 18, 2011

San Francisco Health Fee to Rise

Employers with workers in San Francisco must pay more next year to comply with the city’s health care spending law. Beginning on…Read more →
Ohio · Jul 8, 2011

Workers’ Comp Rates for Ohio Marine Industry Employers Decrease 20%

The Ohio Bureau of Workers’ Compensation (BWC) has reduced its rates for marine industry employers by 20 percent, effective July 1, the…Read more →
Coverage · Jun 15, 2011

ADP – Automatic Data Problem?

ADP (Automatic Data Processing Inc) the world’s largest payroll processor, todayt said it is investigating a data breach affecting one of its…Read more →

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