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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
Five Ways to Grow in Any Market
These are difficult times… but “Best Practice” businesses continue to thrive in any market economy. What are their secrets? Here are easy…Read more →Seven Benefits of Non-Compete Agreements
Small and midsize businesses can more effectively protect their trade secrets and customer relationships by requiring employees to enter into non-compete agreements.…Read more →Heat Exhaustion and Heat Stroke
When working outdoors in hot weather, workers who do not take precautions can suffer from heat exhaustion or heat stroke. Heat exhaustion…Read more →Hurricane Shelter Plan
The creation of new public faculties across Florida has contributed to a significant increase in the number of storm shelter spaces, according…Read more →Moving Scams in Texas
Texas officials say that illegal moving companies are operating statewide, putting consumers at risk for losing their belongings or paying a ransom…Read more →Good Laptop Ergonomics
You see them everywhere carrying their laptops. They are businesses’ “Road Warriors” with offices-on-the-go. These offices on-the-go are allowing people to work…Read more →Tax Time Tips
With taxes due soon and the IRS’ deadline looming, many consumers are scrambling to get their taxes filed in time. Scammers are…Read more →Risk Transfer: Managing 3rd Party Relationships
Introduction: Case Scenarios – A painter’s scaffold collapses resulting in severe injury to the painter and a pedestrian. The painter had no…Read more →Most Cargo Theft Risk Countries
Mexico, Brazil and South Africa are most at risk for cargo theft, FreightWatch International (USA) Inc. said Monday in a report. Total…Read more →Small Business Smartphone Use Policy
Employers who allow use of smartphones for business have approximately a 30% higher risk of being victims of identity theft and about 60% of…Read more →LOSS CONTROL: CARBON MONOXIDE (CO)
Sources of CO Unvented kerosene and gas space heaters; leaking chimneys and furnaces; back-drafting from furnaces, gas water heaters, wood stoves, and…Read more →Willful Misclassification of Independent Contractors (SB 459)
California law SB 459 imposes a civil penalty of $5,000 – $15,000 for each violation on a person or employer that willfully…Read more →Make insurance the easiest thing on your to-do list.
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