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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
CGL Independent Contractor Exclusion
Many insurance policies include the following standard provision: “This insurance does not apply to bodily injury, property damage, personal injury, advertising injury,…Read more →What Every Business Owner Should Know About Credit Card Protections
Protecting Against Consumer Identify Theft The use of credit and debit cards and electronic payments has become a way of life for…Read more →How to Reduce Liability When Selecting Subcontractors
General contractors and/or prime contractors are designated “controlling employers” in the Occupational Safety and Health Administration (OSHA) construction standard. Controlling employers are…Read more →Avoiding Liability on Your Website
The Internet provides a rich environment for creative communication. Used with care, it can assist in increasing product safety. But in their…Read more →Increases for Liability Insurance for Construction Firms
The commercial general liability market for the U.S. construction industry continues to firm with underwriters seeking rate increases of up to 15…Read more →September is National Preparedness Month
A recent Travelers survey found that 48% of small business owners do not have a written business continuity plan. That’s especially troublesome…Read more →Business Insurance Market Update
The hardening insurance marketplace has led to a great deal of success for us in a variety of our niches recently. We…Read more →Insuring Cloud Computing
While cloud computing may seem vague and confusing, the National Institute of Standards and Technologies recently completed a working definition for the…Read more →National Interstate Expands Transportation Program to Taxi Operations
National Interstate Insurance Co. has expanded its community & medical transportation (CMT) insurance program to include best-in-class fleet taxi operations. The product…Read more →Is Your Hotel/Motel Renewal Going Up?
Try Us! Coverages Include: Package Policy A-Rated Non-Admitted Insurer Up to 4 Million in Property Capacity Lots of Added Coverages (money securities,…Read more →Risk Transfer: Managing 3rd Party Relationships
Introduction: Case Scenarios – A painter’s scaffold collapses resulting in severe injury to the painter and a pedestrian. The painter had no…Read more →Our March Success List
NEW YORK – Restaurant Supply Store – Metal Goods Manufacturing for Restaurants/Bars/Hotels – Very large slip and fall loss 2 yrs prior…Read more →Make insurance the easiest thing on your to-do list.
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