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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

California · May 11, 2012

Heat Exhaustion and Heat Stroke

When working outdoors in hot weather, workers who do not take precautions can suffer from heat exhaustion or heat stroke. Heat exhaustion…Read more →
San Francisco · May 8, 2012

Health Care Spending Law in San Francisco

Under the 2006 law, employers with 100 or more employees are required to spend $2.20 per hour per covered employee on health…Read more →
Building · May 1, 2012

Risk Control: Fire Safety Plan

Introduction The development of a Fire Safety Plan (hereinafter referred to as the “Plan”) will help ensure the optimum use fire prevention…Read more →
Ergonomics · Apr 26, 2012

Good Laptop Ergonomics

You see them everywhere carrying their laptops. They are businesses’ “Road Warriors” with offices-on-the-go.  These offices on-the-go are allowing people to work…Read more →
D&O · Apr 24, 2012

LOSS CONTROL & BACKGROUND CHECKS

     Inadequate due diligence and negligent hiring practices in the home health sector harms not only an organization, but its patients,…Read more →
CGL Commercial General Liability · Apr 23, 2012

Insuring Cloud Computing

While cloud computing may seem vague and confusing, the National Institute of Standards and Technologies recently completed a working definition for the…Read more →
Claims · Apr 20, 2012

Public Servant Wins Compensation Over Work Trip Sex Injury

An Australian public worker has won the workers comp. claim hearing, for the injury she got having sex in a motel during…Read more →
California · Apr 5, 2012

California Workers Compensation Rate Increase?

The Workers’ Compensation Insurance Rating Bureau of California said Wednesday that it will seek a midyear increase in workers comp advisory rates…Read more →
Coverage · Mar 7, 2012

How to Manage Work Related Stress

What Is Workplace Stress? People experience stress in many parts of their lives. Although stress is an essential element of many activities at…Read more →
Admitted Insurance Company · Mar 6, 2012

CA Work Comp Carriers Change Rates

Several California admitted insurance companies are going to file new rates with the California Department of Insurance for workers’ compensation policies effective…Read more →
New York · Mar 6, 2012

Workers Comp. Electronic Claims Reporting in New York

The New York State Workers’ Compensation Board is transitioning from a paper to an electronic employer report of injury system. The board…Read more →
California · Mar 6, 2012

California Workers Comp Agreements Review

California’s Department of Insurance is seeking to force units of Zurich Financial Services Ltd. to cease issuing workers compensation “large-deductible agreements” that…Read more →

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