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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
Bank of America Settles Forced-Place Insurance Claims for $228M
I’m glad to see this issue has finally been given the attention it deserves, as many home buyers were subjected to illegal…Read more →Insurance for Snowplow Damage
Our West Coast readers can skip this post. All other homeowners in the U.S. are aware that with a snow comes snowplow…Read more →Cooking is the cause of two out of every five home kitchen fires*
Cooking has long been and continues to be the most common cause of home structure fires and home fire-related injuries. Whether preparing…Read more →NC: Agreement Reached on Homeowners Insurance Rates
On March 5, Insurance Commissioner Wayne Goodwin signed a settlement agreement with homeowners insurance companies allowing an overall statewide average rate increase…Read more →Reduce the Chances of Dog Biting
With dog bite claims accounting for over one-third of all homeowners insurance liability claim dollars in 2011, we remind dog owners to…Read more →Common Cause of Fire – Laundry
An estimated 2,900 clothes dryer fires in residential buildings are reported to U.S. fire departments each year and cause an estimated $35…Read more →Earthquake Deductible Buyback in California
A few facts about earthquake insurance: Fact I: Most residential insurance policies do not cover earthquake damage – a separate earthquake policy…Read more →Home Foreclosure Prevention Program in R.I.
Only about one-third of the more than $79 million available from a federal foreclosure prevention program in Rhode Island has been spent…Read more →Top 10 States for State Farm Dog Bite Claims in 2011
State Number of claims Claims paid (estimated) 1. California 527 $20.3 million 2. Illinois 309 $10.0 million 3. Texas 219 $5.1 million…Read more →Paranormal Activity Insurance Coverage
One of the biggest stories in Toms River, N.J., in recent weeks involved an alleged haunted house in the neighborhood. According to…Read more →Risk Transfer: Managing 3rd Party Relationships
Introduction: Case Scenarios – A painter’s scaffold collapses resulting in severe injury to the painter and a pedestrian. The painter had no…Read more →Renters Insurance Quotes
Protect your belongings for as little as 57 cents a day Chances are your landlord’s insurance won’t cover your personal property if there’s…Read more →Make insurance the easiest thing on your to-do list.
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