Blog
Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
Common Cause of Fire – Laundry
An estimated 2,900 clothes dryer fires in residential buildings are reported to U.S. fire departments each year and cause an estimated $35…Read more →What is “Manifestation Provision” in Insurance Policy Means
The “first manifestation” provision may significantly modify or deviate from the most recent ISO Commercial General Liability policy form, CG 00 01…Read more →Risk Control: Fire Safety Plan
Introduction The development of a Fire Safety Plan (hereinafter referred to as the “Plan”) will help ensure the optimum use fire prevention…Read more →Public Servant Wins Compensation Over Work Trip Sex Injury
An Australian public worker has won the workers comp. claim hearing, for the injury she got having sex in a motel during…Read more →Risk Transfer: Managing 3rd Party Relationships
Introduction: Case Scenarios – A painter’s scaffold collapses resulting in severe injury to the painter and a pedestrian. The painter had no…Read more →Purchase Order is Not Formal Contract
How many times, we as insurance agents, process requests to add additional insured to the policy of our client? At least several…Read more →Trademark Infringement Claims in 2011
Shaun McParland Baldwin with www.insurancelawforum.com posted an interesting article describing how past year intellectual property claims were ruled by various courts and whether those claims were covered under…Read more →“Super Losses” of Healthcare Sector
The overall cost and frequency of so called $50 million plus “super losses” in the U.S. healthcare insurance sector are on the…Read more →Most Cargo Theft Risk Countries
Mexico, Brazil and South Africa are most at risk for cargo theft, FreightWatch International (USA) Inc. said Monday in a report. Total…Read more →Is Siri As Smart As Apple Claims?
In many of Cupertino, Calif.-based Apple Corp.’s television advertisements about its new iPhone 4S, individuals are shown using the smartphone’s new voice-activated…Read more →Eleven Cybersecurity Tips for Small Businesses
Broadband and information technology are powerful factors in small businesses reaching new markets and increasing productivity and efficiency. However, businesses need cybersecurity…Read more →Cargo Elite by Travelers – Simply the Best
Travelers Cargo Elite® policy provides outstanding coverage for importers and exporters, including automatic “all risk”* coverage for international shipments of new merchandise…Read more →Make insurance the easiest thing on your to-do list.
Questions? We speak insurance and plain English. Fast quotes, actual humans, and not a single envelope to lick.