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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Small Business · Aug 29, 2014

Be Aware! Garbage Trucks Can Be Dangerous

What time is the garbage pick up on your street? It is super early in front of the office here and I…Read more →
workers compensation · Aug 27, 2014

Independent Contractor vs. Employee

Independent Contractor vs. Employee What is Your Workers’ Comp Liability? The question of whether a worker is an independent contractor or an…Read more →
Earthquake · Aug 25, 2014

Earthquake at night? Relief to the employer!

6.1 earthquake this Sunday night has awaken Bay Area at 3:20AM. Some of the people got injured and have been hospitalized.   Had the quake hit…Read more →
CGL Commercial General Liability · Jul 17, 2014

Insurance for Daycare and Preschool

We offer coverage for residential and non-residential day care facilities for infants to kindergarten age children, and after-school child care through Grade…Read more →
CGL Commercial General Liability · Jun 18, 2014

Museums and Cultural Institutions: Unique exposures

Your priceless collections and exhibits are what pull visitors through your doors. But keeping those visitors safe – as well as your employees,…Read more →
Arizona · May 23, 2014

State-specific Resources for Workers Compensation

In this post we are providing some state specific Workers Comp. benefit overview. National The Patient Protection and Affordable Care Act: Impact…Read more →
workers compensation · Apr 16, 2014

Four Steps to Help Keep Employee Drivers Distraction-Free

In observance of National Distracted Driving Awareness Month (celebrated by National Safety Council), we are providing important information to help businesses with employees…Read more →
Ergonomics · Mar 26, 2014

Office Ergonomics – Working Comfortably

Introduction Office ergonomic improvements involve the application of basic workplace principles to address a worker’s discomfort, chronic pain or repetitive motion injuries.…Read more →
Ergonomics · Feb 17, 2014

Small Businesses Must Prep for Flu Season

For small businesses, productivity and operations can be negatively affected by the flu as employees stay home, or are urged to stay…Read more →
paperless advise · Dec 27, 2013

Stair Safety Slip and Fall Prevention

Slip and fall is the #1 liability claim from a frequency and severity standpoint. Numerous factors can contribute to these types of…Read more →
Admitted Insurance Company · Dec 24, 2013

Commercial Kitchen Fire Safety

Operation of a commercial grade kitchen, many safety considerations should be addressed, including food safety, employee and volunteer safety, and fire safety.…Read more →
Additional Insured · Dec 6, 2013

Tips for avoiding slip, trip and fall accidents

Slips, trips and falls are a leading cause of injury for businesses and workplaces. Employees and other parties on your premises – visitors,…Read more →

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