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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
PCGL Commercial General Liability · Sep 18, 2014
Someone has to be responsible…
Often times our prospective clients tell: – “I wouldn’t worry about this…” or “I wouldn’t worry about that particular issue with my…Read more →PCGL Commercial General Liability · Jul 17, 2014Insurance for Daycare and Preschool
We offer coverage for residential and non-residential day care facilities for infants to kindergarten age children, and after-school child care through Grade…Read more →PBad Insurance News · Jul 9, 2014Report: New Emerging Risks
Swiss Re has released a report – ”New emerging risk insights,” which is based on the reinsurer’s SONAR process, described as a…Read more →PCoverage · May 16, 2014Environmental Claims Part 2: Examples that Can Lead to a Loss
In first part of this article series, we described claims scenarios that can result from your known and unknown environmental exposures. Because it’s often…Read more →PCoverage · Mar 23, 2014Product Recall Insurance Explained
Product Recall Insurance Explained Product Recall History and Overview The coverage has been around since the 80’s of XX’s Century. The first type…Read more →PCertificate of Insurance · Mar 12, 2014Meat Tenderizer Safety
A meat tenderizer is used in nearly every grocery store, and when used properly, they are safe and reliable. But when a…Read more →PCommerical Auto · Dec 31, 2013Managing use of Non-Owned Personal Vehicles
Many small businesses and other organizations furnish company owned vehicles for transportation needs including trucks, vans, buses and automobiles. However, it is not…Read more →PCGL Commercial General Liability · Dec 26, 2013Negative Review and Freedom of Speech
Are you buying a fair amount of goods or services online and sometimes wish to leave a negative review? Do you always…Read more →PAdmitted Insurance Company · Dec 24, 2013Commercial Kitchen Fire Safety
Operation of a commercial grade kitchen, many safety considerations should be addressed, including food safety, employee and volunteer safety, and fire safety.…Read more →PCGL Commercial General Liability · Dec 10, 2013Candle Safety
According to Underwriters Laboratories (UL): “Fire statistics show that one out of every three candle fires occurred when candles were left unattended or…Read more →PAdditional Insured · Dec 6, 2013Tips for avoiding slip, trip and fall accidents
Slips, trips and falls are a leading cause of injury for businesses and workplaces. Employees and other parties on your premises – visitors,…Read more →PCoverage · Dec 6, 2013Preventing offline identity fraud
Identity fraud does not always begin online. According to Travelers claim data, 44 percent of ID fraud cases happen when a person’s…Read more →Make insurance the easiest thing on your to-do list.
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