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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Claims · Dec 21, 2013

Questionable Insurance Claims on the Rise in TX

Questionable insurance claims rose by 38 percent in TX from 2010 through 2012, the National Insurance Crime Bureau (NICB) reports. Questionable claims…Read more →
Additional Insured · Dec 6, 2013

Tips for avoiding slip, trip and fall accidents

Slips, trips and falls are a leading cause of injury for businesses and workplaces. Employees and other parties on your premises – visitors,…Read more →
Additional Insured · Dec 6, 2013

Preparing your business for potential holiday hazards

Menorahs and Christmas trees light up Main Streets across America during the holidays, but there are risks associated with these decorations. Risk…Read more →
Business Owners Package Policy · Oct 28, 2013

New is Well Forgotten Old

California Woman Sues McDonald’s Over Coffee Burns. She says she suffered second-degree burns when she spilled hot coffee on her lap at…Read more →
Business Owners Package Policy · Sep 6, 2013

Coverage options for your barber and beauty business

Coverage for barber and beauticians professional liability is automatically included for your “employees” under the commercial general liability coverage form. We have…Read more →
California · Jun 11, 2013

Private Choice Ovation – Comprehensive Insurance Protection

Today’s complex economic, regulatory and legal climate leaves little margin for error in running a business. Do you have the necessary comprehensive insurance…Read more →
Claims · Apr 16, 2013

100-Car Naturalistic Driving

A 100-car “naturalistic” driving study conducted by the Virginia Tech Transportation Institute (VTTI) says that fatigue is a cause of 20% of…Read more →
Alabama · Mar 27, 2013

Insurance for Alcohol and Drug Treatment Centers

Alcohol & Drug Rehabilitation facilities provide medical assistance and behavioral and nutritional counseling to individuals who are in need of substance abuse…Read more →
Claims · Nov 6, 2012

Identity Theft Risks After an Auto Accident

Each year, millions of Americans become victims of a car crash that causes mess on their day (and often their body and…Read more →
Claims · Sep 27, 2012

Rising Cost of Homeowners Insurance

The cost of homeowners insurance claims has been rising rapidly because of the combined effects of rising claim severity and increases in…Read more →
CGL Commercial General Liability · Sep 17, 2012

Avoiding Liability on Your Website

The Internet provides a rich environment for creative communication. Used with care, it can assist in increasing product safety. But in their…Read more →
Claims · Sep 6, 2012

Vote for Pet Insurance Claims of the Year

Here are the 12 unusual claims nominated for the 2012 Hambone Award: July 2011 – Ginger the golden retriever (Rocky Hill, Conn.).…Read more →

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