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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

CGL Commercial General Liability · Jan 29, 2020

Protecting Contractors from Economic Loss in Construction Projects

[Updated on 3/8/2023] Construction spending continues to reach historic heights. According to the U.S. Census Bureau, approximately $1.6 trillion is spent each…Read more →
CGL Commercial General Liability · Jul 15, 2019

Questions You Should Ask Before Signing a Lease

Moving into a new rental property is such an exciting process! Sure, it’s also super time-consuming and can be pretty demanding, but…Read more →
Certificate of Insurance · Nov 14, 2018

Four Key Additional Insured Endorsements for Contractors

Contracts record specific promises agreed to between parties. At best, contract negotiations can be time-consuming, complicated and frustrating. Construction contracts are no…Read more →
Business Owners Package Policy · May 15, 2018

Difference Between General and Professional Liability

The terms general and professional liability insurance are often confused. General liability helps cover the costs of damages and lawsuits if your business is…Read more →
CGL Commercial General Liability · Apr 24, 2018

Summer Camps: Preventing Potential Claims

As warmer weather begins to hit many areas of the country, many people look to spend more time outdoors, enjoying nature at…Read more →
CGL Commercial General Liability · Apr 12, 2018

How to Conduct Reference Check Before Hiring New Employee

Before you sign a contract with a third-party logistics provider or even with a new cleaning service, you probably ask for some…Read more →
Business Owners Package Policy · Mar 29, 2018

Do I Need Business Liability Insurance for My Small Business?

Many small business owners wonder whether or not they need business liability insurance. The quick answer is: You probably do. A more thoughtful…Read more →
CGL Commercial General Liability · Feb 16, 2018

New Federal Requirements on Youth Sports

Congress is poised to take action following several high-profile sexual abuse cases involving coaches, doctors, and others in amateur and collegiate sports.…Read more →
CGL Commercial General Liability · Nov 14, 2017

American Institute of Architects 2017 Insurance Requirements – An Introduction

In early 2017, the American Institute of Architects (“AIA”) introduced its 2017 updates to its form construction contract documents, including a new…Read more →
CGL Commercial General Liability · Dec 23, 2016

Nursing Home Liability

With ample capacity in a nursing home and long-term care liability insurance, competition remains strong among carriers. However, clouds have been gathering…Read more →
CGL Commercial General Liability · Sep 30, 2016

Insurance for Fire Sprinkler Contractors

SprinklerPro® is a multi-line insurance program for fire sprinkler contractors engaged in the design, fabrication, installation, testing, service, and repair of fixed…Read more →
CGL Commercial General Liability · Sep 23, 2016

Insurance for Multi-Family Real Estate

The real estate sector consists of many different types of premises-related accounts, including office buildings, shopping centers, malls, industrial warehouses, and apartments.…Read more →

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