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Insurance for Fire Sprinkler Contractors

fire-sprinkler-contractorsSprinklerPro® is a multi-line insurance program for fire sprinkler contractors engaged in the design, fabrication, installation, testing, service, and repair of fixed water-type and special hazard suppression systems.
Target clients are as follows
  • Fire Sprinkler Contractors – Designing, Fabricating, Installing, Testing, Servicing and Repairing Sprinkler Suppression Systems including Pre-action or Deluge systems, and systems utilizing: Halon, Inergen, FM 200, Foam, or CO2
  • Contractors performing some mechanical work with sprinkler installations
Coverages
  • General Liability
  • Professional Liability
  • Pollution Liability including microbial substance (mold / fungus)  available
  • Umbrella / Excess Liability
Features
  • Special Endorsements include Blanket Additional Insured, Blanket Waiver of Subrogation, and Per Project Aggregate Limit
  • Primary and non-contributory provided for additional insureds with no premium charge
  • No exclusion or limitation endorsement for residential work
Availability: Nationwide

Carrier(s): A.M. Best A+  rated carriers
Fire Sprinkler Select
The Fire Sprinkler Select Contractors Program has serviced the insurance needs of the Fire Sprinkler industry for over a decade. Eligible operations include system design, fabrication, installation, inspection, testing, and maintenance of water-based systems and chemical/special systems.
General Liability and Excess Liability
  • $1,000,000 Per Occurrence
  • $2,000,000 Aggregate
  • $2,000,000 Products/Completed Ops Aggregate
  • $100,000 Fire Damage Legal Liability
  • $5,000 Medical Payments
  • $2,500, $5,000 or $10,000 PD Deductible, Per Occurrence
  • Umbrella/Excess Limits
Special Extensions Available (as required by written contract)
  • Additional Insured/Waiver of Subrogation
    – “Automatic”
    – Scheduled Entities
  • Per Job Aggregate
  • Employee Benefits Liability
  • Primary/Non-Contributory Wording Available

Availability

  • Nationwide except in Alaska, Hawaii, New York State, and Cook County, Illinois