The rise in homeowners insurance non-renewals in California is making it harder for many to secure coverage. This post explores the reasons behind this trend, the role of the California FAIR Plan, and how property conditions and new technologies are influencing insurance decisions.
Updated as of August 12, 2024 CG 20 10 (Edition 11/85) CG 20 10 (Edition 10/01) CG 20 37 (Edition 10/01) CG 20 10 (Edition 07/04) CG 20 37 (Edition 07/04) CG 20 10 (Edition 04/13) CG 20 37 (Edition 04/13) CG 20 33 (Edition 04/13) CG 20 38 (Edition 04/13) Note This summary is for convenience only and does not attempt to capture all aspects of the various forms noted. Refer to the endorsements themselves for complete wording. Any review of contractual requirements and compliance should only be done with the assistance of a qualified attorney.
Explore the differences in flood insurance policies and understand the various flood zones to ensure your property is fully protected. This guide covers everything from NFIP to Hiscox FloodPlus definitions and the significance of each flood zone.
Recent spikes in U.S. product recalls, especially from undeclared allergens in food, highlight the growing importance of Product Recall Insurance. As companies face enhanced risks, this insurance is no longer optional but a necessity for protecting against financial and operational setbacks.
Do you need gap insurance? If you have financed or leased a vehicle, you just might. Here’s what you need to know to help you decide.